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example, a student could have up to 180 credits or 12 full-time semesters to complete a 120 credit
undergraduate program).

Treatment of Grades, Course Work and Transfer Credits
1. Remedial (developmental) classes are defined as university coursework below the 100
course level. Students will receive a letter grade for these courses; however they will not
be counted in the grade point calculation but are counted in the completion ratio. Financial
aid eligibility for remedial courses is limited to a maximum of 24 credit hours.
2. Attempted credits include grades of A, B, C, D, F, I, NG, P, PS, T, W, AU, CR, S, U

3. Students may repeat courses in order to improve a grade. However, credits for repeated
courses will count as additional credits attempted for financial aid purposes.

4. Transfer credits will be counted as attempted and completed credits for the completion
ratio calculation and count towards the maximum time frame allowed.

To calculate the percentage of credits completed total all attempted credits and total all
attempted credits divide the number of completed credits by the number of attempted credits.
Total Completed Credits/Total Attempted Credits= Percentage Completed

Failure to Meet Minimum SAP Requirements

Student who fail to meet SAP may opt to go through the SAP Appeal
process

Undergraduate Students who fail to maintain a cumulative grade point average of 2.0 and above
or fail to maintain the minimum completion rate of 67% and above in attempted credits will be
placed in a “Not Meet” status for the following semester of enrollment and no financial aid will be
awarded and or disbursed during subsequent semesters until the student has regained eligibility
or reinstatement has occurred due to an appeal being granted.

Graduate Students who fail to maintain a cumulative grade point average of 3.0 and above or fail
to maintain the minimum completion rate of 67% and above in attempted credits will be placed
in a “Not Meet” status for the following semester of enrollment and no financial aid will be
awarded and or disbursed during subsequent semesters until the student has regained eligibility
or reinstatement has occurred due to an appeal being granted

Students who do not earn their degree within the maximum timeframe will also be placed in “Not
Meet" status. No aid will be awarded and or disbursed during subsequent semester unless the
student has made appeal and the appeal has been granted.

https://www.bowiestate.edu/admissions-financial-aid/financial-aid/satisfactory-academic-progress

SAP Appeal Process:
In order for a student who is Not-Meeting SAP to regain eligibility, student may opt to go through the
SAP Appeal Process.

A student must submit a Request for an Appeal. The Request for an Appeal, a letter explaining the
circumstances surrounding why the student did not meet SAP, and supporting documentations.
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