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Preplanning/Planning and pre-fund your funeral so that when the
Ahead time comes, your family can know that all
your final wishes and arrangements are in
order. Our experience with Cooperative
Preplanning your funeral will make certain Funeral Fund and their reliability ensures
that your choices are respected and carried that your money is safe and there when you
out, without leaving your family to wonder need it.
what your wishes might have been.
Cooperative Funeral Fund is an investment
When you’re ready, call us and we will make adviser that services only Funeral Homes
an appointment for you to come in and sit and Cemeteries. Being registered with
with one of our licensed funeral directors. the United States Securities and Exchange
Commission guarantees that your money
There are many different ways to begin is invested in US Bonds, that are insured
the planning ahead conversation. You never to depreciate.
know your family and how your loved ones
might best respond to the topic. For some Depending on your needs, and the needs
families, it might be a casual conversation of your family trusts an be established
over dinner or another family gathering. For as revocable or irrevocable. Typically,
other families, a formal meeting might be revocable trusts are used for pre-paying a
better suited. funeral and irrevocable trusts are used in
connection with medicaid applications and
Regardless of your approach, the an asset spend down. Monies invested in an
conversation is much easier to have when irrevocable trust are not considered as part
death is not imminent. Bringing up the of an individuals assets. Irrevocable trusts
subject with loved ones earlier in life when cannot be withdrawn, they can however
they are younger, and most likely healthier, be transferred to other funeral homes. In
makes the topic easier to discuss and keeps exchange for this, the beneficiary receives
the focus on the celebration of life rather and interest benefit, and protection from
than an impending loss. confiscation by Medicaid.
Whether you’re sharing plans for your These trusts behave similar to a life
own final arrangements with loved ones, insurance policy, but unlike life insurance
or encouraging loved ones to make and there is no monthly premium requirement.
share their plans with you, the conversation The process to open a trust is as simple as
about planning ahead is an important one selecting the services, and merchandise
that every family should have. While no you expect for your funeral, and a simple
one wants to think about their death or the application to create the trust with our trust
death of a loved one any sooner than they manager Cooperative Funeral Fund. You
must, having the conversation in advance can elect to fully fund your funeral or set
alleviates the need for potentially more aside only a portion. Monthly payments are
unpleasant or difficult conversations in the never required, though you have the option
future. to make payments towards your trust,
whenever you want – for however much you
want. You can’t forfeit your money for not
Pre-Funded Funeral Trusts making payments, and you can’t default.
Putting money aside for a funeral is the
greatest final gift you can give. Our Licensed
Funeral Directors can help you pre-arrange,
Brueggemann Funeral Home of East Northport, Inc. - Page 7
