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Don’t Make Me Say I Told You So                                    125




                   Fund Goal           Growth  Higher
                                               Volatility

                                         Aggresive
                                          Growth
                           DELETE THIS CHART

                                          Growth

                                          Growth
                                            &
                                          Income



                                          Income
                     Income                                     Volitility
                                                                 Lower


           Let’s  look  at  some of the reasons  that  people use stock
        mutual funds for their investment portfolios.



        Professional Management



        When you buy  an actively-managed mutual fund,  you are

        choosing a professional money manager to buy stocks for you
        in a diversified portfolio with a stated objective. The manager

        will supervise the performance of the stocks in the portfolio and
        decide when it makes sense to buy or sell stocks for the fund.


           The manager, or team of managers, will invest in stocks that
        they have carefully researched and chosen for the portfolio. Rather

        than having to thoroughly research every stock you want to own,
        you rely on the fund manager to handle it for you. This ongoing




                     Chapter 3: You Must Have Growth In Your Portfolio
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