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190 Don’t Make Me Say I Told You So
As you can see, even though both investors had an average
annual rate of return of 3.7% per year, the investor who
experienced negative returns early on had an account value
that was almost $500,000 less after 10 years. Although it’s
impossible to make the sequence of returns work in your favor,
it’s important to understand the impact it will have on your
retirement.
Chapter 5: Things That Can Wreck Your Retirement
