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Don’t Make Me Say I Told You So 215
► Consider a part-time job to generate income, pay off
debt, or avoid accumulating more debt.
► Try to reduce the amount of interest you pay on your
debt by refinancing your mortgage, using a debt
consolidation loan, or looking for credit cards with lower
interest rates that you can transfer your balances to.
Chapter 5: Things That Can Wreck Your Retirement
