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68                                    Don’t Make Me Say I Told You So




               This section has outlined the major risks of investing your
            money in the stock market. There are other risks, but these are

            some of the things that can have an adverse effect on stocks.
            Next,  let’s  compare investing in  stocks  for retirement  versus

            investing in bonds.



            Summary



               ►   Investing in stocks involves risk.

               ►   Bear markets, where the stock market drops 20% or

                  more, have occurred about once every three years since
                  1900.

               ►   There are many different risks that may cause stocks to

                  drop, not just a bad economy.






























                         Chapter 3: You Must Have Growth In Your Portfolio
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