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Texas Statewide
                                                                                                                                                                                                 Homebuyer Education

                                                                                                                                                                                                     Program (TSHEP)

                                                                                                                                                                                              Tara Welton keeps score during a

                                                                                                                                                                                                 training exercise at a TSHEP
                                                                                                                                                                                               training workshop in Houston in
                                                                                Homeownership                                                                                                 August 2016. Tara is the Financial
                                                                                      Programs                                                                                                     Education Coordinator at

                                                                         TSAHC provided Josh and Sarah                                                                                               Austin-based nonprofit
                                                                        Barnes with a fixed-rate mortgage                                                                                                   Foundation
                                                                        loan and a grant for down payment                                                                                                 Communities.

                                                                         assistance to purchase their first
                                                                          home in Amarillo. As first-time
                                                                      buyers, Josh and Sarah also qualified
                                                                         for a Mortgage Credit Certificate,
                                                                             which will save them up to
                                                                             $2,000 every year on their
                                                                                     income taxes.

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