Page 60 - Agib Bank Limited Annual Report 2021

Regulatory requirements

The Bank is subject to the regulatory requirements of the Central Bank of the Gambia CBG, which
include limits and other restrictions pertaining to minimum capital adequacy requirements, provisioning
to cover credit risk, liquidity, interest rate, and foreign currency position.

2021 2020
6 Income from Islamic finance

Arrangement fees - -

Income from murabaha sales 111,620 68,984

Income from Sukuk 18,558 19,034

Income from Istisnaa 6 -
Income from Ijara - 4

Income from overdrafts 121 281

Income from Musharaka - -
Total income from investments 130,305 88,303

7 Return to customers 2021 2020

Deposits from banks -

Deposits from customers 10,655 25,859
Debt securities issued - -
Other - -
Total return to customers 10,655 25,859
Net investment income 119,650 62,444

Annual Report and IFRS Financial Statements

Agib Bank Annual Report 2021 www.agib.gm 60