Page 7 - Umbrella Travel Additonal Revenue Opportunity
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RBIC



        RETAIL BENEFITS




        Retail Benefits provided by Careington, is an ecommerce
        portal to leading merchants, where members can earn
        between 1% - 40% cash back, incentives, and instant
        rewards just for shopping online. This portal lets
        members shop where they’re already shopping online
        today. Members can access the same stores, and the
        same merchandise, but will now actually get paid for
        shopping. Every purchase made through the online
        portal will give the member cash back, no matter what
        the purchase.












                                                             Cash back can be paid with direct deposit or check, when the
                                                             amount reaches a specified threshold. Members also have
                                                             the option to set up a percentage of all earnings as a tax-
                                                             deductible donation to any of the available two million non-
                                                             profit organizations.

                                                             With the Careington Retail Benefits Shopping Assistant internet
                                                             toolbar, members will be able to see if specific sites offer cash
                                                             back rewards. Members can then enable cash-back rewards and
                                                             shop as they normally would through the retailer’s website.
        Features for Members:


           •   Earn between 1% - 40% cash back and other
               high value incentives for shopping online
           •   Access to over 4,000 retailers

           •   Extensive comparison tools to show best
               prices and most cash-back incentives

           •   Virtual back office that helps track completed
               purchases, in-progress purchases, cash-back
               reward balances, and personal accounts
           •   Two million registered non-profit
               organizations available to donate all or part of
               cash-back earnings on a tax deductible basis
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