Page 16 - 2017 UFSTSG Investment Pres

We Earn Our Revenues From The Following

Business Model: We derive our revenues through, 1) Fees from the sale of Licenses and Business Development

Agreements, 2) Fees from the operations of Independent Contractors who work for us, 3) Royalty, tax preparation, and

other fees related to operations of our Licensees and Business Development Managers, 4) Interest income related to

loans extended to our licensees, and 5) Fees from the sale of financial products to our clients, such as Refund

Advances and Checks.

Up-Front Fees Licensee Operations Other Sources

Licensee fees from = $999 to $1,500 Licensee Royalties = 55% of gross Interest Income from loans to licensees

for each license awarded revenues

Rebates on sales of third-party financial

Independent Agent (IC's) = $199 Umbrella Assurance = $50 per product products

per new IC sold or 16% of gross revenues

Sales from fees from our tax prep software

Business Development Manger Service Bureau Fee = $40 per funded

$3,000 per BDM return or 28% of gross revenues Add-on fees on funded returns