Page 13 - Hammonds Kitchens March 19

PLEASE READ THROUGH THIS CHECKLIST

As part of our authorisation to offer finance, the Financial Conduct Authority require
our business to ensure every customer is treated fairly. To fulfil this requirement we
need to confirm that your application has been completed correctly and you are

aware of key information relating to your loan agreement.

If there is anything you are unsure about, please ask.

PAYMENT OPTIONS: Have we explained all the different ways to pay?

YOUR FINANCE APPLICATION:

Have we confirmed the total amount of money you will be borrowing to
LOAN AMOUNT
complete your purchase?
LOAN TERM Have we confirmed the term of the loan?
LOAN APR Have we confirmed the APR (annual percentage rate)?
Have you made us aware of any likely changes in circumstances that may
affect your ability to afford the monthly repayments?

AFFORDABILITY Have we explained what happens in the event you are unable to make a
payment? You may be liable for potential charges and your credit file may
be affected.

Is the income figure stated on the application form your sole income (not
joint)?
INCOME
Is the income figure correct?

If applicable, is the salary figure stated on the application correct?

Have we made you aware that a credit check will be carried out by the
CREDIT CHECK
lender?
TERMS Have you had enough time to read the T&C's and to ask any questions?
RIGHT TO Have we made you aware of the 14 day withdrawal period during which

WITHDRAW time you can cancel the loan agreement?

FOR INFO: YOU MAY RECEIVE AN ‘AFTER SALES’ CALL FROM YOUR LENDER. DURING
THE CALL THEY WILL ASK YOU TO CONFIRM THAT YOU HAVE BEEN GIVEN THE
THIS DOCUMENT IS FOR INTERNAL USE ONLY. NOT TO BE SHOWN TO CUSTOMERS.
FINANCE INFORMATION DETAILED ABOVE.