Page 15 - realty news september s

September Realty News 15

properly transferred
For more information about land titles,
visit the Land Title and Survey Authority
of BC at www.ltsa.ca.

Moving fees

Moving fees vary depending on the
СКОЛЬКО СТОИТ
distance moved and whether professional
movers do all of the packing.
ОФОРМЛЕНИЕ ПОКУПКИ

from page ...............................4 mortgage. Utility hook ups
There are fees for hydro, gas, water and
Utility bills Fire and liability sewer, cable, and phone connections.

A buyer is typically required to reim-
burse the seller for any prepayments for insurance Strata maintenance
municipal utilities such as water, sewer, Most lenders require property buyers to
drainage, garbage, and recycling. carry fire and extended coverage insur- fees
Typically paid on the first day of each
Rent and security ance and liability insurance. month.
deposits Home insurance Realtor’s fees

If there is a secondary suite or a laneway Lenders typically require home buyers
home rental and the tenancy continues, with a mortgage to buy home insurance. The Buyer does not pay the Realtor’s
the buyer receives the security deposit The insurance should be effective on commission UNLESS you purchase
from the seller with accrued interest. The the earlier of either the completion date from a For Sale By Owner using a Real-
buyer is responsible for reimbursement or the date that the balance of funds is tor - then there might be a possibility
when the tenant leaves. placed in trust. of this, but generally the Seller pays the
Realtor’s commission.
Legal or Notary They are paid a percentage of the pur-
Mortgage life Public fees chase price at closing. The commission

insurance Buyers typically hire a lawyer or Notary offered to the buyers’ agent is acknowl-

If the owner dies, this type of insurance Public to assist with drafting documents eged in the related disclosure.
will pay off the balance owing on their and ensuring the title of the home is http://www.rebgv.org/buying-costs

www.niceBChomes.com
www.niceBChomes.com

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