Page 5 - realty news september s
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September                                                                                                                    Realty News              5

                                           ЭТО ДОЛЖЕН ЗНАТЬ




                                           КАЖДЫЙ !
                       MONEY


                                 Если вы собираетесь приобретать

                                 или рефинансировать существующую

                                 недвижимость, вам необходимо

                                 приготовить и представить вашему

                                 брокеру следующие документы:



                                               Income Verification:                                  Down Payment:




                                              • Employment letter and most recent paystub            • 90 days history on Bank account for savings
                                              • 2 most recent years  T4                              on down payment
                                              • 2 most recent years NOA                              • Or Gift letter from the immediate member of
                                              • 2 most recent years T1 General Tax Return            family

          Your Credit                                                                                 Also during the pre-approval they will request

          Score is Now                        For Self-Employed:                                     Credit Report from Credit Bureau to see credit
                                              • Business registration documents
          Available in                        • Financial Statements for business                    score and credit history.

          Online Bank-


          ing



          It’s free and won’t have an
          impact on your credit.

          Your credit score is a three-
          digit number that lenders use
          to help them determine wheth-
          er or not to grant credit, such
          as personal loans, mortgages
          or credit cards. It also helps
          them decide how much credit
          and at what interest rate. A
          higher score means that you’re
          a lower credit risk.

          Keeping track of your credit
          score can help you ensure
          good credit health.                       Pitt Meadows. Condos                                          Sale price in Aug.2016 =$325.000
                                                                                                                  Sale price in Aug.2017 =$436.194

          Your credit score in Online
          Banking is provided by Tran-
          sUnion’s CreditView Dash-
          board, which means you’ll
          also find lots of great informa-
          tion about how to effectively
          manage your credit.
          To view your score, sign in to
          Online Banking, scroll down
          to the My Services box on
          the right-hand side, and select            2016                                                                                           2017
          View Your Credit Score.
                                                       For info about other cities please see page 14
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