Page 17 - Work Life and Benefits Booklet 2018 - SW.pub
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                          You are provided with Short-Term and Long-Term Disability
                            Insurance at NO COST to you. Disability Insurance provides
                                become unable to work due to a covered injury or illness.
                              benefits that replace part of your lost income when you
                 Disability
                                            66 2/3%   $2,309   Day 1 for accident   Day 8 for illness   26 weeks         66 2/3%   $10,000   181st day   To the end of the benefit   period, or until you no  longer qualify for benefits,   whichever occurs first   Life/AD&D and Disability







                                       SHORT TERM DISABILITY   Benefit Percentage   Weekly Benefit Maximum   When Benefits Begin   Maximum Benefit Duration      LONG TERM DISABILITY   Benefit Percentage   Monthly Benefit Maximum   When Benefit Begin   Maximum Benefit Duration






















                              benefits to you in the event of a covered accidental bodily injury that directly causes
                            death. Accidental Death and Dismemberment (AD&D) Insurance provides specified
                                dismemberment (i.e., the loss of a hand, foot, or eye). In the event that your death
                                                   BUSINESS TRAVEL ACCIDENT  $250,000: Mangers, Directors, Senior &   $100,000: All Other Employees   GUARANTEE ISSUE         $200,000   ($50,000 if age 70+)      $40,000   ($10,000 if age 70+)      $10,000
                                    payable. Business Travel Accident is an additional benefit that will be paid in the
                                  occurs due to a covered accident, both the Life and the AD&D benefit would be
                          Life Insurance provides your beneficiary(ies) with a benefit in the event of your
                                      event of your death if you if you are traveling on behalf of the company.


                                              (Company-paid) This benefit is provided at NO COST to you.
                                           Basic Life/AD&D & Business Travel Accident BTA


                 Life/AD&D






                                                          Sales Staff     If you determine you need more than the Company-paid Basic Life coverage, you  may purchase additional coverage for yourself and your eligible dependents.    $10,000 increments up to 5x annual  salary to a maximum of $500,000  $5,000 increments, maximum 50% of  employee coverage to a maximum of   $250,000  Coverage available at a flat amount of   $10,000  You must elect Voluntary Employee Life/AD&D to elect Volun









                                                   BASIC LIFE/AD&D   $50,000 Life  $100,000 Life/AD&D: If your death is  due to a covered accident or injury  Voluntary Life/AD&D (Employee-paid)    VOLUNTARY LIFE/AD&D   Spouse/DP











                                                                                 Employee   Life/AD&D   Life/AD&D   Child(ren)   Life Only
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