Page 3 - TCW_Benefit Guide_2019 FINAL
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LETTER





              Dear TCW U.S. Colleague,

              At TCW, you have access to a comprehensive and competitive benefits package to support
              a healthy lifestyle, financial security and professional development. Your 2019 benefits
              program offers:

              •  Flexibility in benefit choices to fit the needs of you and your family;
              •  Education, services and resources to assist you and your family in managing your health
                 and making smart health care decisions;
              •  Highly competitive rates and plan choices;
              •  Carriers selected for their excellent service performance;
              •  Income protection should you face an interruption in your ability to work.

              We hope you will take full advantage of all our benefits program has to offer. When you stay
              healthy and use benefits wisely, both you and TCW benefit. All cost savings help
              keep employee contributions low and assist us in remaining competitive as an industry
              leader. If you have any questions about the 2019 benefits program, go online at
              www.smartben.com to access a number of tools and resources, call Health Advocate
              for assistance with identifying the best plan for you, or you can contact Human
              Resources at 213-244-0730.


              Sincerely,

              Cheryl Marzano
              Group Managing Director, Human Resources











































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