Page 14 - Asian Box Guide FINAL 9.11

Supplemental

You may purchase additional insurance from MetLife that will help to cover additional out-of-pocket expenses. These policies offer
direct-to-the-policyholder cash payouts to help cover what other insurance doesn’t. The policies available include Accident, Critical
Illness with Cancer, and Hospital Indemnity insurance. Your premiums are paid through payroll deductions on an after-tax basis.
These MetLife policies are portable, which means that you can keep them should you change jobs or retire, with no increase in
premiums.

MetLife | Accident MetLife | Critical Illness and Cancer
MetLife Accident insurance will pay you a benefit to help cover MetLife Critical Illness insurance can help you protect yourself
your out-of-pocket medical costs in case of an off-the-job and your family from the unexpected cost of fighting a life-
accident. For covered accidental injuries, fixed benefits are threatening illness. You’ll receive a lump-sum cash payment
paid directly to you, regardless of any other coverage. Benefits upon diagnosis of a covered condition such as heart attack,
are paid according to a fixed schedule that includes benefits stroke, kidney failure and cancer. There is no pre-existing
for hospitalization, fractures and dislocations, emergency room condition limitation on this plan. Critical Illness is available to
visits, major diagnostic exams, physical therapy, and more. you, your spouse/domestic partner, and your children. You may
This plan is guarantee issue (no medical questions) and does purchase coverage for yourself in the amount of $15,000 or
not have any pre-existing condition limitations. $30,000 – and you will not be asked to submit a medical
questionnaire or take a medical exam. If elected, your
Health Screening Benefit (Wellness): MetLife will also provide dependent coverage will be 50% of your initial benefit.
an annual benefit of $75 for taking one of their eligible
screening/preventive measures. Health Screening Benefit (Wellness): MetLife will also provide
an annual benefit of $50 for taking one of their eligible
MetLife | Hospital Indemnity screening/preventive measures.
The Hospital Indemnity plan pays a benefit if you are admitted to
the ICU, and an additional benefit if you are confined to a
hospital – whether for planned or unplanned reasons. You can
use your benefit payment as you wish. Use it to help cover your
out-of-pocket medical expenses, or for whatever purpose you
choose. This benefit is available for you, your spouse/domestic
partner, and your children. You have a choice of two levels of
coverage through MetLife’s Low or High plans.

There are no pre-existing condition limitations, with the
exception of hospitalizations due to pregnancy, which are
covered after 9 months. Benefits are paid directly to the insured
and do not coordinate with any other benefit payments.
Contacting Voluntary Benefits Advisors
Health Screening Benefit (Wellness): MetLife will also provide (VBA)
an annual benefit of $50 for the low plan, $100 for the high plan • VBA Claims & Servicing: (866) 797-3236
for taking one of their eligible screening/preventive measures. • VBA Call Center Enrollment Support: (888)
973-6206

14 Employee Benefits