Page 5 - Teacher Created Materials EE Guide 09-18 - Non CA
P. 5

Benefits





         Medical Insurance


         United Healthcare | PPO
         With the United Healthcare Preferred Provider Organization (PPO) plan, you have the freedom to choose your doctor without using
         a  Primary  Care  Physician  (PCP)  and  you  may  self-refer  to  specialists.  You  may  use  a  “United  Healthcare  Select  Plus”  network
         provider whose negotiated rates provide richer levels of benefits with claim forms filed by the providers. You may also obtain
         services using a non-network provider; however, you will be responsible for paying the difference between the covered amount
         and the actual charges, and you may be responsible for filing claims.



         Plan Differences                                                              PPO


         Employee Premiums                                                              $$$
         Out-of-Pocket Costs                                                            $$

         Cost Sharing                                                            Contribution, Copay,
                                                                               Deductible, Coinsurance

         Network
          - Network Size                                                              
          - Network Name                                                     United Healthcare Select Plus
          - In-Network Benefits                                                         ✓
          - Non-Network Benefits                                                        ✓

         Access to Providers                                                      Managed by You
          - Primary Care Physician                                                  Not Required
          - Referral for Specialist                                                 Not Required






                         Finding a Medical Provider
                         Go to www.myuhc.com or call (866) 633-2446 for PPO.
                         •   PPO: Refer to the “UnitedHealthcare Select Plus” network when prompted.




























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