Page 6 - Teacher Created Materials EE Guide 09-18 - Non CA
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Benefits





         Medical Insurance


                                                                           United Healthcare
         Plan Name                                                                PPO

         Network Name                                 United Healthcare Select Plus           Non-Network

         Health Benefits

         Lifetime Maximum                                                       Unlimited
         Deductible (Annual)
          - Individual                                           $750                            $1,500
          - Family                                               $1,500                          $3,000
          - Individual Protection                                 Yes                              Yes
         Co-Insurance (You Pay)                                   20%                             40%
         Office Visit Copay
          - Preventive Care                                    No Charge                       Not Covered
          - Primary Care Physician                             $35 Copay                     Deductible, 40%
          - Specialist Office Visit                            $35 Copay                     Deductible, 40%
          - Urgent Care (Med Group)                            $125 Copay                    Deductible, 40%
          - Urgent Care (Other)                                $125 Copay                    Deductible, 40%
         Out-of-Pocket Maximum
          - Individual                                           $2,500                          $5,000
          - Family                                               $5,000                          $10,000
          - Copays Included                                       Yes                              Yes

         Hospitalization
          - Inpatient                                        Deductible, 20%                 Deductible, 40%
          - Outpatient                                       Deductible, 20%                 Deductible, 40%
         Lab and X-Ray
          - Diagnostic                                         No Charge                     Deductible, 40%
          - Complex                                          Deductible, 20%                 Deductible, 40%

         Emergency Services                                                    $250 Copay
         Mental Health
          - Inpatient                                        Deductible, 20%                 Deductible, 40%
          - Outpatient                                         $35 Copay                     Deductible, 40%
         Pharmacy Benefits
         Pharmacy Deductible                                      $0                               $0

         Retail Pharmacy
          - Generic Formulary                                  $15 Copay                   $15 Copay + Difference
          - Brand Name Formulary                               $35 Copay                   $35 Copay + Difference
          - Non-Formulary                                      $50 Copay                   $50 Copay + Difference
          - Supply Limit                                        31 Days                          31 Days
         Mail Order Pharmacy
                                                                 50
          - Generic Formulary                                 $37  Copay                       Not Covered
                                                                 50
          - Brand Name Formulary                              $87  Copay                       Not Covered
          - Non-Formulary                                      $125 Copay                      Not Covered
          - Supply Limit                                        90 Days                           N/A




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