Page 14 - JFSLA - Benefits Guide 2018-2019 - FINAL

Benefits

Supplemental Benefits

UNUM | Voluntary Critical Illness

The Unum Critical Illness insurance can help you protect yourself and your family from the unexpected cost of fighting a life-
threatening illness. You’ll receive a lump-sum cash payment upon diagnosis of a covered condition such as a Heart Attack, Stroke,
Kidney Failure and Cancer.

Coverage Benefit

Critical Illness with Cancer Coverage Lump sum: Cash benefit to cover out of pocket expenses associated with a
specified critical illness

Benefits • Benefit can be paid for each covered condition
• Coverage is portable •Dependent children are automatically covered at
25% of the employee benefit amount

• Employee benefit choice of $5,000 or $15,000
• Spouse benefit of $5,000

• Rates are based on benefit amount elected, age, and tobacco/non-tobacco
status and remain unchanged for the duration of the policy

Additional diagnosis benefit
• Multiple payouts automatically included in the plan design
• Each condition payable once per lifetime per covered individual
• Additional benefits payable for diagnosis of another critical illness if sepa-
rated by 90 days or more and medically unrelated

Lump sum: Cash benefit to cover out of pocket expenses associated with a
specified critical illness
Wellness • Each covered individual will automatically receive the wellness benefit,
which will pay $50 per calendar year per insured individual if a covered
health screening test is performed.
• Insured individuals are eligible for benefits 30 days after the effective date
of coverage.
• Sample employee semi-monthly premium for a $5,000 benefit with cancer
&:
Wellness (non-tobacco)
- 30 year old- $3.10
- 40 year old- $5.28
- 50 year old- $9.30

Cost See individual cost sheet

401(k) Retirement Plan

Fidelity|401(k) Plan
Jewish Family Service of Los Angeles provides employees the opportunity to save for retirement through payroll deduction on a pre
-tax basis through the Fidelity.

For More Information
Contact Ethne Katz in HR at 213-260-7952 or Ekatz@jfsla.org. You may also contact Vanessa Devere, our
plan representative, at: vdevere@zephyrim.com

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