Page 13 - QSC EE Guide 07-19 Colorado
P. 13

Cigna                                  Cigna
         Plan Name                                HMO Full                                  PPO
         Network Name                               HMO                 Open Access Plus          Non-Network
         Health Benefits
         Lifetime Maximum Benefit                 Unlimited                              Unlimited
         Calendar Year Deductible
          - Individual                               $0                        $1,000                 $2,000
          - Individual in a Family                   $0                        $1,000                 $2,000
          - Family                                   $0                        $2,000                 $4,000
         Out-of-Pocket Maximum
          - Individual                              $3,000                     $4,000                 $6,000
          - Family                                  $6,000                     $8,000                $12,000
         Coinsurance (You Pay)                       0%                          20%                   50%
         Office Visit Copay
          - Preventive Care                       No Charge                   No Charge           Deductible, 50%
          - Primary Care Physician                $30 Copay                   $30 Copay           Deductible, 50%
          - Specialist                            $50 Copay                   $50 Copay           Deductible, 50%
          - Urgent Care                           $50 Copay                   $50 Copay           Deductible, 50%
          - TeleHealth                            $30 Copay                   $30 Copay                N/A
         Hospitalization
          - Inpatient                            $500 Copay                Deductible, 20%          Deductible,
                                                                                                 $500 Copay, 50%
          - Outpatient Surgery                   $250 Copay                Deductible, 20%        Deductible, 50%
         Emergency Services                      $150 Copay                             $150 Copay

         Acupuncture                           $30 / $50 Copay             $30 / $50 Copay        Deductible, 50%
                                              Max 12 Visits/Year                     Max 12 Visits/Year
         Lab and X-Ray
          - Diagnostic                            No Charge                Deductible, 20%        Deductible, 50%
          - Complex                              $100 Copay                Deductible, 20%        Deductible, 50%
         Pharmacy Benefits

         Pharmacy Deductible                         $0                          $0
         Retail Pharmacy
          - Generic                               $15 Copay                   $15 Copay
          - Brand Name Formulary                  $30 Copay                   $30 Copay
          - Brand Name Non-Formulary              $50 Copay                   $50 Copay
          - Supply Limit                           30 Days                     30 Days
         Mail Order Pharmacy
          - Generic                               $30 Copay                   $30 Copay            Not Covered
          - Brand Name Formulary                  $60 Copay                   $60 Copay
          - Brand Name Non-Formulary             $100 Copay                  $100 Copay
          - Supply Limit                           90 Days                     90 Days
         Specialty                           20% Max $100 Retail,           20% Max $250
                                           20% Max $300 Mail Order
          - Supply Limit                       Retail 30 Days /                30 Days
                                              Mail Order 90 Days
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