Page 8 - QSC EE Guide 07-19 Colorado

Core Benefits

Health Advocacy • Access to a Personal Health Advocate to assist employees with
Health Advocate benefit related issues or questions
Basic Life/AD&D • 1x your base annual salary to a maximum benefit of $400,000
Cigna

Long Term Disability • 60% of your pre-disability earnings up to a monthly maximum of
Cigna $10,000

Employee Assistance Program • 24/7 phone consultations
Cigna • Up to six face-to-face counseling sessions per member per issue
• Online programs
• Access to legal and financial experts
Travel Assistance • A full range of services are available to assist you during simple to
Cigna extreme travel emergencies
Benefit Choices

Medical & Prescription Drugs • HSA PPO
Cigna • Full Network HMO
• OAP PPO
Health Savings Account Banking • QSC’s Biweekly Contribution: Employee: $45 / Family: $90
Discovery Benefits • 2019 IRS Limits: Employee: $3,500 / Family: $7,000 (2020: Pending)
Dental • DMO
Cigna • Base PPO
• Premier PPO
Vision • PPO
EyeMed
Voluntary Life Insurance • Employee: $10,000 increments to a maximum of $500,000
Cigna • Spouse: $5,000 increments to a maximum of $500,000
• Child(ren): Flat $10,000
Voluntary Short Term Disability • 60% of your pre-disability earnings up to a weekly maximum of
Cigna $2,500

ID Theft • Fraud support assistance if you suspect you are a victim of identity theft
LifeLock • 2 plan options are available
Flexible Spending Accounts • Short Plan Year: July 1, 2019 - December 31, 2019
Discovery Benefits • Ongoing Plan Year: January 1 - December 31, 2020
• Health Care Account: Up to $1,350 (2020: Up to $2,700)
• Limited Health Care Account: Up to $1,350 for HSA medical
participants (2020: Up to $2,700)
• Dependent Care Account: Up to $2,500 (2020: Up to $5,000)
401(k) • Contribute pre-tax earnings up to IRS maximums
Empower Retirement Services • Generous employer match of 100% of the first $300 that you
contribute, and 50% of your contributions from $301 to 6% of your
annual compensation
Supplemental Benefits • Accident
Cigna • Critical Illness