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United Concordia | PPO Plan
         This plan offers you the freedom and flexibility to use the dentist of your choice. However, you will maximize your benefits and
         reduce your out-of-pocket costs if you choose a dentist who participates in the United Concordia Elite Plus network. When
         you utilize a network dentist, your out-of-pocket expenses will be less, therefore you will usually pay the lowest amount for
         services when you visit a PPO dentist. If you obtain services using a non-network dentist, you will be responsible for the
         difference between the covered amount and the actual charges and you may be responsible for filing claims. The chart
         below provides a high-level overview of your dental plan.


                                                         United Concordia
         Plan Name                                             PPO
         Network Name                              Elite Plus        Non-Network
                                                                                           Note:
         Dental Benefits                                                                   We strongly recommend you
                                                                                           ask your dentist for a
         Calendar Year Maximum Benefit                        $2,000
                                                                                           predetermination if total
         Annual Deductible                                                                 charges are expected to
          - Individual                                          $50                        exceed $300.
          - Family                                             $150
                                                                                           Predetermination enables
         Preventive Services                      No Charge               20%*             you and your dentist to know
          - Oral Evaluations, Cleanings,                                                   in advance what the
            Fluoride Treatment, Sealants,                                                  payment will be for any
             X-Rays                                                                        service that may be in
         Basic Services                         Deductible, 20%      Deductible, 40%*      question.
          - New Fillings, Space Maintainers,
            Extractions, Biopsy, Endodontics,
            Periodontics, Minor Gum Disease
            Treatment
         Major Services                         Deductible, 50%      Deductible, 50%*
          - Dentures and Bridges, Stainless
          Steel Crowns, Dental Implants,
          General Anesthesia and IV Sedation
          (when medically required)
         Orthodontia
          - Child                               50% / $1,500 Lifetime Benefit Maximum
          - Adult                               50% / $1,500 Lifetime Benefit Maximum
         *Dentists who are out-of-network have not agreed to pricing, and may bill you for the
         difference between what United Concordia pays them and what the dentist usually
         charges (based on 90th UCR).






            Finding a Dental Provider
            Go to www.unitedconcordia.com or call
            (800) 332-0366, and refer to the Elite Plus
            Network





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                                                                                               Team Member Benefits  17
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