Page 6 - Pathway EE Guide OOS 06-17
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BENEFITS





         Medical Insurance



                                                                        United Healthcare
         Plan Name                                                            HDHP
         Network Name                                      Select Plus                       Non-Network
         Health Benefits
         Lifetime Maximum Benefit                                            Unlimited

         Deductible (Annual)
          - Individual                                        $3,000                            $5,000
          - Family                                           $6,000                             $10,000
         Co-Insurance (Plan Pays)                             90%                                70%
         Office Visit Copay
          - Primary Care Physician                       Deductible, 10%                    Deductible, 30%
          - Specialist Office Visit                      Deductible, 10%                    Deductible, 30%
          - Virtual Visits                               Deductible, 10%                         N/A
         Out-of-Pocket Maximum
          - Individual                                       $4,000                             $6,000
          - Family                                           $8,000                             $12,000

         Hospitalization
          - Inpatient                                    Deductible, 10%                    Deductible, 30%
          - Outpatient Surgery                           Deductible, 10%                    Deductible, 30%
         Lab and X-Ray                                   Deductible, 10%                    Deductible, 30%
         Emergency Services                                               Deductible, 10%
         Urgent Care (Outside of Med Group)              Deductible, 10%                    Deductible, 30%

         Preventive Care                                    No Charge                         Not Covered
         Chiropractic                                    Deductible, 10%                    Deductible, 30%
                                                                         Max 24 Visits/Year
         Pharmacy Benefits

         Pharmacy Deductible                                          Health Deductible Applies
         Retail Pharmacy
          - Generic Formulary / Tier 1                 Deductible, $10 Copay              Deductible, $10 Copay
          - Brand Name Formulary / Tier 2              Deductible, $30 Copay              Deductible, $30 Copay
          - Non-Formulary / Tier 3                     Deductible, $50 Copay              Deductible, $50 Copay
          - Supply Limit                                     30 Days                            30 Days

         Mail Order Pharmacy
          - Generic Formulary / Tier 1                 Deductible, $25 Copay                  Not Covered
          - Brand Name Formulary / Tier 2              Deductible, $75 Copay                  Not Covered
          - Non-Formulary / Tier 3                    Deductible, $125 Copay                  Not Covered
          - Supply Limit                                     90 Days                             N/A

         Summary of Benefits and Coverage (SBC)
         This guide is designed to help you understand the medical plan options offered to you by Pathway. Please refer to the SBC and
         carrier contracts provided by United Healthcare for additional plan details.


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