Page 5 - ENCO Benefits Guide 01-20 Florida_FINAL
P. 5

BENEFITS





         MEDICAL INSURANCE



                                                                         ANTHEM BLUE CROSS
         PLAN NAME                                                               PPO
         Network Name                                     Prudent Buyer PPO                   Non-Network
                                                             or Blue Card
         Health Benefits
         Deductible (Annual)
          - Individual                                          $250                             $2,000
          - Family                                              $750                             $4,000

         Co-Insurance (Plan Pays)                               90%                               50%
         Office Visit Copay
          - Primary Care Physician                            $15 Copay                      Deductible, 50%
          - Specialist Office Visit                           $30 Copay                      Deductible, 50%

         Out-of-Pocket Maximum
          - Individual                                         $4,000                            $8,000
          - Family                                             $8,000                           $16,000

         Hospitalization
          - Inpatient                                      Deductible, 10%                   Deductible, 50%
          - Outpatient                                     Deductible, 10%                   Deductible, 50%
         Emergency Services                                            Deductible, $200 Copay, 10%

         Urgent Care                                          $30 Copay                      Deductible, 50%
         Preventive Care                                        100%                         Deductible, 50%

         Chiropractic                                           50%                            Not Covered
                                                                             20 Visits/Year
         Pharmacy Benefits
         Pharmacy Deductible
          - Individual                                           $0                                $0
          - Family                                               $0                                $0
         Retail Pharmacy
          - Tier 1a/1b                                        $10 Copay                        Not Covered
          - Tier 2                                            $35 Copay                        Not Covered
          - Tier 3                                            $70 Copay                        Not Covered
          - Tier 4                                       30% Max $250 Copay                    Not Covered
          - Supply Limit                                       30 Days                           30 Days
         Mail Order Pharmacy
          - Tier 1a/1b                                        $25 Copay                        Not Covered
          - Tier 2                                           $105 Copay                        Not Covered
          - Tier 3                                           $210 Copay                        Not Covered
          - Tier 4 (30 days only)                        30% Max $250 Copay                    Not Covered
          - Supply Limit                                       90 Days                            N/A






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