Page 9 - Benefits Guide TeleSign 2020
P. 9

Dental Insurance





         Anthem Blue Cross | PPO
         This plan offers you the freedom and flexibility to use the dentist of your choice. However, you will maximize your benefits and
         reduce your out-of-pocket costs if you choose a dentist who participates in the Anthem Blue Cross Dental Complete network. If you
         obtain services using a non-network dentist, you will be responsible for paying the dentist up front and submitting a claim to
         Anthem for reimbursement. Anthem will not pay out-of-network providers directly. You may also be responsible for the difference
         between the covered amount and the actual charges. The chart below provides a high-level overview of your dental plan.

                                                                     Anthem Blue Cross
                                                                          PPO Plan

         Network Name                             Dental Complete                         Non-Network
         Dental Benefits

         Calendar Year Maximum                         $2,500                                $2,500
         Deductible (Annual)
         - Individual                                    $50                                   $50
         - Family                                       $150                                  $150

                                          (deductible waived for preventive care)   (deductible waived for preventive care)

         Preventive (Plan Pays)
                                                      No charge                             No charge*
         Exams, X-Rays, Cleanings
         Basic Services (Plan Pays)
                                                 Deductible, then 10%                  Deductible, then 20%*
         Fillings, Oral Surgery,
         Major Services (Plan Pays)
                                                 Deductible, then 40%                  Deductible, then 50%*
         Crowns, Prosthetics
         Orthodontia (child only)                            50% to $1,500 lifetime benefit maximum
         *Dentists who are out-of-network have not agreed to any set pricing, and may bill you for the difference between what Anthem
         Blue Cross pays them and what the dentist usually charges.


                       Finding a Dental Provider
                       •   Go to www.anthem.com/ca
                       •   Select “Find a Doctor”
                       •   Search as a guest and answer the questions
                       •   Refer to the “Dental Complete” network




         Helpful Tip
         We  strongly  recommend  you  ask  your  dentist  for  a  predetermination  if  the  total  charges  are  expected  to  exceed  $200.  A
         predetermination enables you and your dentist to know in advance what the payment will be for any planned service.















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