Page 8 - FSSI EE Guide 07-20 - CA
P. 8

Blue Shield                         Blue Shield
         Plan Name                                         HMO Trio                          HMO Access+
         Network Name                                    Trio ACO HMO                        Access+ HMO

         Plan Differences
         Employee Premiums                                      $                                  $$
         Health Savings Account

         Employee Cost Sharing                  Contribution, Copay, Coinsurance    Contribution, Copay, Coinsurance
         Network
          - Network Size                                                                         
          - In-Network Benefits                                 ✓                                  ✓
          - Non-Network Benefits

         Access to Providers                          Managed by Your PCP                 Managed by Your PCP

         Health Benefits
         Lifetime Maximum Benefit                           Unlimited                          Unlimited
         Calendar Year Deductible
          - Individual                                         $0                                  $0
          - Individual in Family                               $0                                  $0
          - Family                                             $0                                  $0

         Out-of-Pocket Maximum
          - Individual                                       $3,500                              $3,500
          - Individual in Family                             $3,500                              $3,500
          - Family                                           $7,000                              $7,000

         Office Visit Copay
          - Preventive Care                                No Charge                           No Charge
          - Primary Care Physician                         $25 Copay                           $25 Copay
          - Specialist                              $25 Copay Trio+ Specialist*       $40 Copay Access+ Specialist*
                                                    $25 Copay Other Specialist         $25 Copay Other Specialist
          - Urgent Care                                    $25 Copay                           $25 Copay
          - Teladoc                                        No Charge                            $5 Copay


         Hospitalization
          - Inpatient                                         25%                                 25%
          - Outpatient Surgery                              15%-30%                             15%-30%

         Lab and X-Ray
          - Diagnostic                                     No Charge                           No Charge
          - Complex                                        No Charge                           No Charge

         Emergency Services                                $150 Copay                         $150 Copay

         Chiropractic                                      $10 Copay                           $10 Copay
                                                        Max 30 Visits/Year                 Max 30 Visits/Year

         Acupuncture                                       Not Covered                        Not Covered
         *A PCP referral is NOT required when seeing a Trio+ or Access+ specialist.
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