Page 9 - FSSI EE Guide 07-20 - CA
P. 9

Blue Shield                              Blue Shield
         Plan Name                                    PPO                                   HSA PPO
         Network Name                       PPO           Non-Network                PPO           Non-Network

         Plan Differences
         Employee Premiums                            $$$                                       $$
         Health Savings Account                                                                 ✓

         Employee Cost Sharing              Contribution, Deductible,                Contribution, Deductible,
                                               Copay, Coinsurance                       Copay, Coinsurance

         Network
          - Network Size                                                                   
          - In-Network Benefits                        ✓                                        ✓
          - Non-Network Benefits                       ✓                                        ✓
         Access to Providers                    Managed by You                           Managed by You
         Health Benefits

         Lifetime Maximum Benefit                   Unlimited                               Unlimited
         Calendar Year Deductible
          - Individual                                $500                                    $1,800
          - Individual in Family                      $500                                    $2,800
          - Family                                   $1,500                                   $3,600

         Out-of-Pocket Maximum
          - Individual                     $4,000              $8,000               $4,500             $8,000
          - Individual in Family           $4,000              $8,000               $4,500             $8,000
          - Family                         $8,000             $16,000               $9,000             $16,000
         Office Visit Copay
          - Preventive Care               No Charge         Not Covered           No Charge          Not Covered
          - Primary Care Physician        $30 Copay       Deductible, 40%       Deductible, 20%    Deductible, 40%
          - Specialist                    $30 Copay       Deductible, 40%       Deductible, 20%    Deductible, 40%
          - Urgent Care                   $30 Copay       Deductible, 40%       Deductible, 20%    Deductible, 40%
          - Teladoc                       $5 Copay          Not Covered            $5 Copay              N/A

         Hospitalization
          - Inpatient                  Deductible, 10%    Deductible, 40%*      Deductible, 20%   Deductible, 40%*
          - Outpatient Surgery        Deductible, 5%-15%   Deductible, 40%*   Deductible, 10%-20%   Deductible, 40%*
         Lab and X-Ray                   Deductible,
          - Diagnostic                  $30-$55 Copay     Deductible, 40%*     Deductible, 20%-   Deductible, 40%*
                                                                                     30%
          - Complex                    Deductible, 10%-   Deductible, 40%*        Deductible,     Deductible, 40%*
                                             20%                               $100 Copay, 20%
         Emergency Services                     $150 Copay, 10%                    Deductible, $150 Copay, 20%

         Chiropractic                     $25 Copay       Deductible, 40%       Deductible, 20%    Deductible, 40%
                                                Max 20 Visits/Year                      Max 20 Visits/Year

         Acupuncture                      $25 Copay       Deductible, 40%       Deductible, 20%    Deductible, 40%
                                                Max 20 Visits/Year                      Max 20 Visits/Year
         *Limitations apply. See SBC for details.
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