Page 10 - Catasys Benefit Guide 2019-2020

Voluntary Supplemental Benefits

Voluntary Benefits

Guardian | Voluntary Accident Insurance
The Guardian Voluntary Accident Insurance provides financial support to get you back on your feet after incurring unexpected
out-of-pocket expenses from an accident. Guardian pays you cash benefits based on covered injuries, treatments and services.
Payments go directly to you, and you can pay for other expenses, like traveling to the hospital, childcare and lost income from
missed work. “Child Organized Sport” benefit pays you an extra 20% cash benefit for each accident when the dependent child is
injured while playing an organized sport. This plan also includes an annual Wellness benefit of $50 per covered member for
completing an eligible wellness exam.
If you have any questions about this plan, please call (888) 600-1600.

Guardian | Voluntary Critical Illness Insurance
The Guardian Voluntary Critical Illness Insurance helps protect your savings. Your coverage complements your medical plan —
no matter what type of coverage you have. Guardian pays you cash benefits based on each eligible diagnosis such as a heart
attack, stroke or cancer. It also pays a benefit for covered illnesses, as well as offering benefits for a reoccurring condition (see
plan for additional details). The cash benefits are paid directly to you. The guarantee issue amount applies if you are younger
than 70. If you are age 70 or older evidence of insurability is required. This plan also includes an annual Wellness benefit of $50
per covered member for completing an eligible wellness exam. Pre-existing condition limitations apply.
If you have any questions about this plan, please call (888) 600-1600.

Guardian | Hospital Indemnity Insurance
The Guardian Hospital Indemnity Insurance helps protect you and your family from unexpected expenses that occur when you
become seriously ill or injured. The coverage supplements your medical plan — no matter what type of other coverage you
have. You will receive cash benefits based on your covered sickness or injury, treatments and services. The cash benefits are
paid directly to you and can be used for any purpose – covering medical copays and deductibles or paying for everyday expens-
es such as the mortgage, groceries and utilities. Pre-existing condition limitations apply.
If you have any questions about this plan, please call (888) 600-1600.
College Tuition Program

Catasys has worked with Guardian to offer the College Tuition Benefit services available to eligible members enrolled in a Dental
plan. You can use your College Tuition Benefits Rewards at over 340 private colleges and universities across the nation. 80% of
SAGE colleges have received an “America’s Best” ranking by US News and World Reports.

Here is how the service works:
 You will receive 2,000 rewards for each year you have Guardian Dental Plan benefits
 Each Tuition Reward point equals a $1 tuition reduction
 Tuition Rewards can be given to your relatives including children, nephew, nieces and grandchildren

Accessing the College Tuition Program
To learn more about the program and how to get started, go to www.Guardian.collegetuitionbenefit.com or call
directly at 215-839-0119

Travel Assistance Program
Catasys offers Travel Assistance a no charge to you. This plan provides you with travel assistance 24 hours a day, 7 days a week
when you are traveling 100 miles or more away from home for business or pleasure. If you have a medical emergency, you can call
a toll-free number to:
 Emergency travel arrangements  Lost document assistance
 Embassy & Consular assistance  Emergency prescription replacement

Accessing the Traveling Assistance Program
From within the United States, call (800) 537-2029. If you are traveling outside of the US,
please refer to the Travel Assistance Program brochure.

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