Page 5 - Catasys Benefit Guide 2019-2020
P. 5

Medical Benefits



         Medical Insurance



                                    Blue Shield               Blue Shield                      Blue Shield
                                       HMO                    High PPO                          Low PPO
                                  (Only available
         Medical Benefits          in California)
         Sub Plan                 Platinum Access+    Platinum Full PPO   Non-Network      Silver Full PPO   Non-Network
                                     HMO 0/25            250/15                          1700/55
         Lifetime Maximum            Unlimited                 Unlimited                        Unlimited
         Deductible (Annual)
          - Individual                 None              $250            $500            $1,700           $3,400
          - Family                     None              $500           $1,000           $3,400           $6,800
         Co-Insurance (Plan Pays)      100%               90%            60%              65%              50%

         Office Visit Copay
          - Primary Care Physician   $25 Copay         $15 Copay         60%            $55 Copay          50%
          - Specialist Office Visit    $50 Copay       $30 Copay         60%            $70 Copay          50%
         Lab and X-Ray                $20/$50           90%/90%          60%            65%/65%
         Complex Radiology        $200 - performed        90%         $100 - per-    $100 - performed      50%
         (CT, MRI, PET) - Prior      in hospital                     formed in hos-     in hospital
         Authorization Required      $50 - free                          pital          65% - free
                                   standing center                     65% - free     standing center
                                                                    standing center
         Out-of-Pocket Maximum
          - Individual                $1,700             $3,600         $8,000           $7,000          $10,000
          - Family                    $3,400             $7,200        $16,000           $14,000         $20,000

         Hospitalization             $250 Copay           90%       60% (Limited to       65%         50% (Limited to
                                  (3 Day Copay Max)                 $2,000 Per Day)                   $2,000 Per Day)
         Emergency Services         $250  Copay            $100 Copay + 90%                  $200 Copay + 65%

         Urgent Care                 $25 Copay         $15 Copay         60%            $40 Copay      Not Covered
         Preventive Care               100%              100%         Not Covered         100%         Not Covered
         Chiropractic                $15 Copay              50%, Ded Waived                  50% Ded Waived
                                   15 Visits/Calendar      12 Visits/Calendar Year         12 Visits/Calendar Year
                                       Year

         Acupuncture                 $15 Copay         $25 Copay         60%            $25 Copay          50%
         Pharmacy Benefits
         Retail Pharmacy
          - Tier 1                   $5 Copay           $5 Copay      Not Covered       $15 Copay      Not Covered
          - Tier 2                   $15 Copay         $30 Copay      Not Covered       $50 Copay      Not Covered
          - Tier 3                   $25 Copay         $50 Copay      Not Covered       $75 Copay      Not Covered
          - Supply Limit              30 Days           30 Days          N/A             30 Days           N/A

         Mail Order Pharmacy
          - Tier 1                   $10 Copay         $10 Copay      Not Covered       $30 Copay      Not Covered
          - Tier 2                   $30 Copay         $60 Copay      Not Covered      $100 Copay      Not Covered
          - Tier 3                   $50 Copay         $100 Copay     Not Covered      $150 Copay      Not Covered
          - Supply Limit              90 Days           90 Days          N/A             90 Days           N/A
         Deductible - Ind./Family      None              None            N/A            $300/$600          N/A


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