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DENTAL INSURANCE




          METLIFE | PPO DENTAL PLAN
          With the Metlife Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and
          benefit from the negotiated rate or visit a non-network dentist. When you utilize a PPO dentist, your out-
          of-pocket expenses will be less. You may also obtain services using a non-network dentist; however, you
          will be responsible for the difference between the covered amount and the actual charges and you may
          be responsible for filing claims.


                                                                                 METLIFE
                                                                          PPO DENTAL PLAN

           Network                                                 In-Network                Non-Network
           DENTAL BENEFITS
           Calendar Year Maximum Benefit                                           $3,000
           Annual Deductible
              Individual                                                            $50
              Family                                                                $150
           Preventive Services (Plan Pays)
              Oral Exams, Full Mouth/Bitewing X-Rays,
              Cleaning, Topical Fluoride Applications,
              Sealants, Space Maintainers, Periodontal                100%                        100%
              Maintenance, Emergency Pallative
              Treatment, Harmful Habits Appliances
           Basic Services (Plan Pays)
              Amalgam and Composite Fillings,
              Prefabricated Crowns, Repairs,
              Endodontics Root Canal, Periodontal
              Surgery, Periodontal Scaling &                       Ded, 100%                   Ded, 100%
              Root Planing, Oral Surgery (Simple
              Extractions,  Surgical Extractions, and
              Other Extractions), General Anesthesia,
              Consultations
           Major Services (Plan Pays)
              Crowns/Inlays/Onlays, Bridges, Dentures,             Ded, 60%                    Ded, 60%
              Implant Services
           Orthodontia
              Covered Family Members                                  Adults & Child(ren) up to Age 26
              Coinsurance                                                           50%
              Lifetime Maximum Benefit                                       $1,500 per Person




                      FINDING A DENTAL PROVIDER:
                      Go to www.metlife.com/dental or call (800) 438-6388. Refer to the “PDP Plus” network when
                      prompted.










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