Page 2 - ASMS Employee Guide 2017
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Welcome to Advanced Sleep Medicine Services!
           Contents
           Contents                                           This  brochure  provides  a  summary  of  your  benefit  options  and  is

                                                            designed to help you make choices and enroll for coverage.  If you

           Enrollment Information                           would  like  more  information  about  any  of  the  benefits  described
           - Who May Enroll                         2       here,  please  contact  Adriana    Navarro  in  the  Human  Resources
           - When You Can Enroll                    2       Department.
           - Paying For Your Coverage               2
           - Changes To Enrollment                  3       Enrollment Information


           Annual Notices                           3
                                                            Who May Enroll

                                                            All regular full-time employees working at least 30 hours per week
           Medical Insurance                                and  their  eligible  dependents  may  participate  in  Advanced  Sleep
           - Health and Prescription Drug Benefits   4
                                                            Medicine  Services  benefits  program.  Your  eligible  dependents
           - Educational Video Link                 4
                                                            include:
           - HMO and PPO Medical Plan Options       5       •   Legally married spouse
           - Tips For Using Your Medical Benefits   6       •   Dependent children under age 26
                                                            •   Registered  domestic  partners  (as  defined  by    California  State

           Resource Advisor                         7           Law  AB  2208;  only  legally  registered  same  sex  couples  when
                                                                both  partners  are  age  18  or  more,  and  opposite  sex  couples

           Additional Benefits                                  when one partner is age 62 or more.)
           - SpecialOffers™ Program                 7
           - LiveHealth Online                      7       When You Can Enroll
           - LiveHealth Online Psychology           7       Eligible employees may enroll at the following times:
           - Future Moms                            7       •   As a new hire, you may participate in the company’s medical,
           - Travel Assistance                      7           dental and vision benefits on the first of the month following
                                                                30 days.

                                                            •
                                                                Within  31  days  of  a  change  in  status/qualifying  event    (see
           Dental Insurance
           - Dental Benefits                        8           changes to enrollment)
                                                            •   During Open Enrollment


           Vision Insurance
                                                            Paying For Your Coverage
           - Vision Benefits                        9
                                                            You and the company may share in the cost of the medical benefits

                                                            depending on the plan you elect. The dental and vision benefits you
           Basic Life and AD&D                              elect will be paid by you.
           - Basic Life and AD&D Benefits           9
                                                            Your contributions are deducted before taxes are withheld,  which


           HHealth Savings Account (HSA)           10       saves  you  tax  dollars.  Paying  for  benefits  before-tax  means  that
                                                            your share of the costs is deducted before taxes are determined,

                                                            resulting  in  more  take-home  pay  for  you.    As  a  result,  the  IRS
           Disability
           - CA State Disability Overview          10       requires  that  your  elections  remain  in  effect  for  the  entire  year.
                                                            You  cannot  drop  or  change  coverage  unless  you  have  a  status
           - Voluntary Long-Term Disability        10
                                                            change.

           Employee Contributions                  11

           Resources and Contacts                  12

                          Online Carrier Resources


                          Take advantage of the online resources available through our insurance carriers.  You can locate
                          network  providers,  manage  your  claims,  obtain  health  and  wellness  information,  and  much
                          more!

                          Insurance carrier website addresses are located on page 12 of this guide.


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