Page 13 - Optima Tax EE Guide 01-20 CA w Kaiser
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Prescription Drugs







        The Anthem medical plans include prescription drug coverage for you and your covered dependents.

        Retail Pharmacy
        Use a retail pharmacy to fill prescriptions for acute conditions (conditions that do not require
        the medication to be taken on a regular basis). At a participating pharmacy, you will receive up
        to a 30 day supply of your prescriptions.

        Mail Order Pharmacy – Maintenance Medication
        You could pay less for the same medication when you use the mail order pharmacy. The mail
        order pharmacy is a fast, easy and convenient way to save time and money on your
        maintenance medications (drugs that you need to take regularly). You can order additional
        supplies of medication at a discount. See below for details!
                                                                                   Anthem
                                                                                   Standard
                                                               Anthem           Network Only           Anthem
         Plan Name                        Kaiser HMO          Basic PPO              EPO            Premier PPO

         Deductible                             $0                 $0                  $0                  $0
         Retail Pharmacy
         Tier 1 (typically Generic)            $15                $10                 $10                 $10
         Tier 2 (typically Preferred Brand)      $35              $25                 $25                 $30
         Tier 3 (typically Non-Preferred Brand   Not Covered   Not Covered        Not Covered             $50
         and Specialty)
         Supply Limit                        30 Days            30 Days             30 Days             30 Days
         Mail Order Pharmacy
         Tier 1 (typically Generic)            $30                $20                 $20                 $20
         Tier 2 (typically Preferred Brand)      $70              $50                 $50                 $60
         Tier 3 (typically Non-Preferred Brand   Not Covered   Not Covered        Not Covered            $100
         and Specialty)
         Supply Limit                      Up to 90 Days      Up to 90 Days      Up to 90 Days       Up to 90 Days
         Specialty - Retail & Mail Order
         Tier 4 (typically Preferred         30% Max            30% Max            30% Max              30% Max
         Specialty)                        $150 Copay         $500 Copay          $500 Copay          $500 Copay
         Supply Limit                        30 Days            30 Days             30 Days             30 Days

         IMPORTANT: Prescription drugs are not covered when obtained through a non-network pharmacy.


          Anthem Formulary Drug Search:
          https://client.formularynavigator.com/Search.aspx?siteCode=2060134094


                                                            Pharmacy Tips

                          Use generic and over the counter drugs when available.
                          The best way to save on prescriptions is to use generic or over the counter medications as opposed
                          to brand name drugs. Generic drugs must use the same active ingredients as the brand name
                          version of the drug. A generic drug must also meet the same quality and safety standards.

                          Use the mail order benefit for maintenance medications
                          Save money and time by using the mail order pharmacy to fill your maintenance medications.



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