Page 13 - Optima Tax EE Guide 01-20 CA w Kaiser
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Prescription Drugs
The Anthem medical plans include prescription drug coverage for you and your covered dependents.
Retail Pharmacy
Use a retail pharmacy to fill prescriptions for acute conditions (conditions that do not require
the medication to be taken on a regular basis). At a participating pharmacy, you will receive up
to a 30 day supply of your prescriptions.
Mail Order Pharmacy – Maintenance Medication
You could pay less for the same medication when you use the mail order pharmacy. The mail
order pharmacy is a fast, easy and convenient way to save time and money on your
maintenance medications (drugs that you need to take regularly). You can order additional
supplies of medication at a discount. See below for details!
Anthem
Standard
Anthem Network Only Anthem
Plan Name Kaiser HMO Basic PPO EPO Premier PPO
Deductible $0 $0 $0 $0
Retail Pharmacy
Tier 1 (typically Generic) $15 $10 $10 $10
Tier 2 (typically Preferred Brand) $35 $25 $25 $30
Tier 3 (typically Non-Preferred Brand Not Covered Not Covered Not Covered $50
and Specialty)
Supply Limit 30 Days 30 Days 30 Days 30 Days
Mail Order Pharmacy
Tier 1 (typically Generic) $30 $20 $20 $20
Tier 2 (typically Preferred Brand) $70 $50 $50 $60
Tier 3 (typically Non-Preferred Brand Not Covered Not Covered Not Covered $100
and Specialty)
Supply Limit Up to 90 Days Up to 90 Days Up to 90 Days Up to 90 Days
Specialty - Retail & Mail Order
Tier 4 (typically Preferred 30% Max 30% Max 30% Max 30% Max
Specialty) $150 Copay $500 Copay $500 Copay $500 Copay
Supply Limit 30 Days 30 Days 30 Days 30 Days
IMPORTANT: Prescription drugs are not covered when obtained through a non-network pharmacy.
Anthem Formulary Drug Search:
https://client.formularynavigator.com/Search.aspx?siteCode=2060134094
Pharmacy Tips
Use generic and over the counter drugs when available.
The best way to save on prescriptions is to use generic or over the counter medications as opposed
to brand name drugs. Generic drugs must use the same active ingredients as the brand name
version of the drug. A generic drug must also meet the same quality and safety standards.
Use the mail order benefit for maintenance medications
Save money and time by using the mail order pharmacy to fill your maintenance medications.
Employee Benefits 13