Page 11 - Remita Guide 2020 - CA FINAL
P. 11

Blue Shield                               Blue Shield
                                              Savings PPO HSA                                 PPO
         Network Name                  Network           Non-Network              Network          Non-Network
         Health Benefits
         Deductible (Annual)
          - Individual (EE Only)        $1,500              $1,500                 $500                $1,500
          - Individual (Family Plan)    $2,800              $2,800                 $500                $1,500
          - Family                      $3,000              $3,000                 $1,500              $4,500
         Co-Insurance (Plan Pays)        90%                 60%                    80%                 60%
         Office Visit Copay
          - Primary Care Physician   Deductible, 10%    Deductible, 40%          $20 Copay         Deductible, 40%
          - Specialist Office Visit    Deductible, 10%   Deductible, 40%         $20 Copay         Deductible, 40%
         Out-of-Pocket Maximum
          - Individual                  $3,500              $6,000                 $3,000              $5,000
          - Family                      $7,000              $12,000                $6,000             $10,000
         Hospitalization
          - Inpatient               Deductible, 10%   Deductible, 40% Max     Deductible, 20%   Deductible, 40% Max
                                                           $600/day                                   $600/day
          - Outpatient              Deductible, 15%     Deductible, 40%       Deductible, 25%      Deductible, 40%
          - Ambulatory Surgery Center   Deductible, 5%   Deductible, 40%      Deductible, 10%      Deductible, 40%
         Lab and X-Ray              Deductible, 10%     Deductible, 40%          Deductible,       Deductible, 40%
                                                                                 $20 Copay
         Emergency Services              $150 Copay, Deductible, 10%                     $150 Copay, 20%
         Urgent Care                Deductible, 10%     Deductible, 40%          $20 Copay         Deductible, 40%
         Chiropractic               Deductible, 10%     Deductible, 40%          $25 Copay         Deductible, 40%
                                              Max 20 Visits/Year                        Max 20 Visits/Year
         Pharmacy Benefits
         Pharmacy Deductible                                                  Does not apply to Tier 1   Does not apply to Tier 1
          - Individual             Health Deductible   Health Deductible       $150 / Member       $150 / Member

         Retail Pharmacy
          - Tier 1                  Ded, $10 Copay    Ded, $10 Copay, 25%        $15 Copay         $15 Copay, 25%
          - Tier 2                  Ded, $25 Copay    Ded, $25 Copay, 25%      Ded, $30 Copay   Ded, $30 Copay, 25%
          - Tier 3                  Ded, $40 Copay    Ded, $40 Copay, 25%      Ded, $45 Copay   Ded, $45 Copay, 25%
          - Tier 4                 Ded, 30% up to $200   Ded 30% up to $200,   Ded, 30% up to    Ded, 30% up to $200,
          - Supply Limit                30 Days               25%                  $200                 25%
                                                            30 Days               30 Days             30 Days
         Mail Order Pharmacy
          - Tier 1                  Ded, $20 Copay        Not Covered            $30 Copay          Not Covered
          - Tier 2                  Ded, $50 Copay        Not Covered          Ded, $60 Copay       Not Covered
          - Tier 3                  Ded, $80 Copay        Not Covered          Ded, $90 Copay       Not Covered
          - Tier 4                 Ded, 30% up to $400    Not Covered        Ded, 30% up to $400    Not Covered
          - Supply Limit                90 Days               N/A                 90 Days               N/A


                                                        Summary of Benefits and Coverage (SBC)
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