Page 8 - QSC EE Guide 01-20 Colorado

Core Benefits

Health Advocacy • Access to a Personal Health Advocate to assist employees with
Health Advocate benefit related issues or questions
Basic Life/AD&D • 1x your base annual salary to a maximum benefit of $400,000
Cigna

Long Term Disability • 60% of your pre-disability earnings up to a monthly maximum of
Cigna $10,000
Employee Assistance Program • 24/7 phone consultations
Cigna • Up to six face-to-face counseling sessions per member per issue
• Online programs
• Access to legal and financial experts
Travel Assistance • A full range of services are available to assist you during simple to
Cigna extreme travel emergencies
Benefit Choices

Medical & Prescription Drugs • HSA PPO
Cigna • Full Network HMO
• PPO
Health Savings Account Banking • QSC’s Biweekly Contribution: Employee: $45 / Family: $90
Discovery Benefits • 2020 IRS Limits: Employee: $3,550 / Family: $7,100
Dental • DMO
Cigna • Base PPO
• Premier PPO
Vision • PPO
EyeMed
Voluntary Life Insurance • Employee: $10,000 increments to a maximum of $500,000
Cigna • Spouse: $5,000 increments to a maximum of $500,000
• Child(ren): Flat $10,000
Voluntary Short Term Disability • 60% of your pre-disability earnings up to a weekly maximum of
Cigna $2,500

ID Theft • Fraud support assistance if you suspect you are a victim of identity theft
LifeLock • 2 plan options are available
Flexible Spending Accounts • Health Care Account: Up to $2,700
Discovery Benefits • Limited Health Care Account: Up to $2,700 for HSA medical
participants
• Dependent Care Account: Up to $5,000
401(k) • Contribute pre-tax earnings up to IRS maximums
Empower Retirement Services • Generous employer match of 100% of the first $300 that you
contribute, and 50% of your contributions from $301 to 6% of your
annual compensation
Supplemental Benefits • Accident
Cigna • Critical Illness