Page 8 - Confie Benefits Guide
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Benefits




         Medical Insurance



                                                Anthem Blue Cross
         Plan Name                        Health Savings Account (HSA)
                                                                              HSA Deductibles
         Network Name                      In-Network       Non-Network       Your individual deductible on the HSA plan is
         Health Benefits                                                      based on the enrollment tier you have
                                                                              selected. If you are enrolling as “Employee
         Deductible (Annual)                                                  Only” your individual deductible is $2,250
          - Individual                       $2,250            $4,500         per calendar year. If you are adding a
          - Individual + Family        $4,500 ($2,800 Ind.)  $9,000 ($5,600 Ind.)   dependent on the HSA plan, Anthem will
         Co-Insurance (Plan Pays)             85%               60%           classify you in the “Family” plan. The family
                                                                              deductible is $4,500 collectively or $2800
         Office Visit Copay                                                   individually.
          - Primary Care Physician       Deductible, 15%   Deductible, 40%
          - Specialist Office Visit      Deductible, 15%   Deductible, 40%
          - LiveHealth Online Visit    $59 until deductible   Deductible, 40%   About PNC Bank
                                         is met then 15%
                                                                              PNC Bank is the administrator of our HSA
         Out-of-Pocket Maximum                                                plan through Confie. It is fully integrated
          - Individual                       $4,500            $10,000        with Anthem Blue Cross so when you enroll
          - Family                     $9,000 ($4,500 Ind.)  $20,000 ($10k Ind.)   in the HSA plan option, a tax advantaged
                                                                              Health Savings Account (HSA) will be
         Hospitalization                                                      created for you. You can use your Anthem
          - Inpatient                    Deductible, 15%   Deductible, 40%    Blue Cross member online account to find
          - Outpatient                   Deductible, 15%   Deductible, 40%
                                                                              useful HSA plan information, see your claims
         Lab and X-Ray                   Deductible, 15%   Deductible, 40%    and review costs/charges, and check your
                                                                              HSA balance, and much more.
         Emergency Services                       Deductible, 15%

         Urgent Care                     Deductible, 15%   Deductible, 40%
         Preventive Care                   No Charge       Deductible, 40%
         Chiropractic                    Deductible, 15%   Deductible, 40%
                                                   30 Visits/Year
         Pharmacy Benefits
                                                                               How to Enroll
         Retail Pharmacy                                                       Once you elect your enrollment on the
          - Generic Formulary            Ded, $15 Copay      Not Covered       HSA plan, Anthem will automatically set
          - Brand Name Formulary         Ded, $35 Copay      Not Covered       you up with a banking account at PNC
          - Non-Formulary                Ded, $75 Copay      Not Covered
                                                                               Bank. If you do not want an account at
          - Specialty Rx                 30% up to $500      Not Covered
                                                                               PNC Bank, you will need to contact
          - Supply Limit                    30 Days             N/A
                                                                               Anthem for dis-enrollment.
         Mail Order Pharmacy
          - Generic Formulary            Ded, $45 Copay      Not Covered
          - Brand Name Formulary         Ded, $105 Copay     Not Covered
          - Non-Formulary                Ded, $225 Copay     Not Covered
          - Specialty Rx                 30% up to $500      Not Covered
          - Supply Limit                    90 Days             N/A










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