Page 42 - New Hire Kit (Union)

Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services
Sharp Health Plan: Palomar Health
Common
Medical Event
If you visit a health
care provider’s
office or clinic
If you have a test
If you need drugs to
treat your illness or
condition
More information
about prescription
drug coverage is
available at
www.sharphealthplan.c
om.
Coverage Period: 01/01/2020 – 12/31/2020
Coverage for: Individual / Family | Plan Type: HMO
Services You May Need What You Will Pay Limitations, Exceptions, & Other
In Network Provider Out-of-Network Provider Important Information
(You will pay the least) (You will pay the most)
Primary care visit to treat an
injury or illness $20 copay/visit Not covered None
Preauthorization is required, except for
Specialist visit $25 copay/visit Not covered
obstetric gynecologic services.
Acupuncture/Chiropractic coverage is
limited to 40 combined visits/calendar year
Acupuncture/Chiropractic: without preauthorization.
Other practitioner office visit $15 copay/visit Not covered
Cost sharing for covered supplemental
Acupuncture/Chiropractic services do not
count towards the out–of–pocket limit.
You may have to pay for services that
Preventive care/screening/ aren’t preventive. Ask your provider if
immunization No charge Not covered the services you need are preventive.
Then check what your plan will pay for.
Diagnostic test (x-ray, blood No charge/visit (blood work)
work) No charge/visit (x-rays) Not covered None
Imaging (CT/PET scans, No charge/procedure Not covered Preauthorization is required.
MRIs)
Not covered by Not covered by
Preferred generic drugs Sharp Health Plan Sharp Health Plan
Not covered by Not covered by Administered by CVS Caremark
Preferred brand drugs Sharp Health Plan Sharp Health Plan 800-776-1355 / Caremark.com
Non-preferred drugs Not covered by Not covered by
Sharp Health Plan Sharp Health Plan
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Palomar Health HMO NG 1 L / ACCH15_40 / VSA8