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DISABILITY INSURANCE



            THE HARTFORD | SHORT TERM DISABILITY
            Puma Biotechnology offers you Short Term Disability (STD) to provide income replacement if you become
            disabled due to accident, sickness or pregnancy, through The Hartford. If you experience a temporary
            disability, benefits begin 7 days after the start of your disability and will continue up to a maximum of 12
            weeks. STD works with state disability programs, Social Security, and any other group disability coverage, to
            provide you with a combined monthly benefit equal to 70% of your pre-disability earnings up to a maximum
            benefit of $5,000 per week.


            THE HARTFORD | LONG TERM DISABILITY
            Puma Biotechnology offers you Long Term Disability (LTD) to provide income replacement if you become
            disabled for an extended period of time, through The Hartford. If you become totally and permanently
            disabled, benefits begin 90 days after the start of your illness or injury and will continue as long as you
            remain disabled up to Social Security Normal Retirement Age. LTD works with state disability programs,
            Social Security, and any other group disability coverage, to provide you with a combined monthly benefit
            equal to 60% of your pre-disability earnings up to a maximum benefit of $20,000 per month.



           EMPLOYEE ASSISTANCE PROGRAM




            THE HARTFORD | EMPLOYEE ASSISTANCE PROGRAM
            The Employee Assistance Program (EAP) provides you and your household members with free, confidential
            assistance to help with personal or professional problems that may interfere with work or family responsibilities
            and obligations. Services are available 24 hours a day, 7 days a week via a toll-free nationwide number.



                       ACCESSING THE EAP:
                       Go to www.guidanceresources.com (Company/Organization: HLF902 | Company: ABILI) or
                       call (800) 964-3577 to be immediately connected to an EAP counselor.
































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