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DENTAL INSURANCE




            METLIFE | PPO DENTAL PLAN
            With the Metlife Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and
            benefit from the negotiated rate or visit a non-network dentist. When you utilize a PPO dentist, your out-
            of-pocket expenses will be less. You may also obtain services using a non-network dentist; however, you
            will be responsible for the difference between the covered amount and the actual charges and you may
            be responsible for filing claims.


                                                                                   METLIFE
                                                                            PPO DENTAL PLAN
            Network                                                  In-Network                Non-Network
            DENTAL BENEFITS
            Calendar Year Maximum Benefit                                           $3,000
            Annual Deductible
                Individual                                                            $50
                Family                                                                $150
            Preventive Services (Plan Pays)
                Oral Exams, Full Mouth/Bitewing X-Rays,
                Cleaning, Topical Fluoride Applications,
                Sealants, Space Maintainers, Periodontal               100%                        100%
                Maintenance, Emergency Pallative
                Treatment, Harmful Habits Appliances
            Basic Services (Plan Pays)
                Amalgam and Composite Fillings,
                Prefabricated Crowns, Repairs,
                Endodontics Root Canal, Periodontal
                Surgery, Periodontal Scaling &                       Ded, 100%                   Ded, 100%
                Root Planing, Oral Surgery (Simple
                Extractions,  Surgical Extractions, and
                Other Extractions), General Anesthesia,
                Consultations
            Major Services (Plan Pays)
                Crowns/Inlays/Onlays, Bridges, Dentures,             Ded, 60%                    Ded, 60%
                Implant Services
            Orthodontia
                Covered Family Members                                  Adults & Child(ren) up to Age 26
                Coinsurance                                                           50%
                Lifetime Maximum Benefit                                       $1,500 per Person




                       FINDING A DENTAL PROVIDER:
                       Go to www.metlife.com/dental or call (800) 438-6388. Refer to the “PDP Plus” network when
                       prompted.









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