Page 7 - Puma EE Guide 01-19 - PRINT
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MEDICAL INSURANCE





                                        CA ONLY                  NATIONAL                      NON-CA ONLY
                                       ANTHEM                   ANTHEM                           ANTHEM
                                          HMO                      PPO                           BCE PPO
           Network                     In-Network       In-Network     Non-Network       In-Network     Non-Network
           HEALTH BENEFITS
           Lifetime Maximum             Unlimited                Unlimited                       Unlimited
           Annual Deductible
               Individual                 None                     $250                     $250          $3,000
               Family                     None                     $750                     $750          $9,000
           Coinsurance (Plan Pays)        100%              80%            60%              90%             50%
           Physician Office Visit
               PCP                     $20 Copay        $20 Copay        Ded, 60%        $25 Copay       Ded, 50%
               Specialist              $40 Copay        $20 Copay        Ded, 60%        $50 Copay       Ded, 50%
           Out-of-Pocket Maximum
               Individual                $2,000           $3,500         $10,500           $3,500         $9,000
               Family                    $4,000           $7,000         $21,000           $7,000         $18,000
           Hospitalization
               Inpatient              $250 Copay         Ded, 80%        Ded, 60%         Ded, 90%       Ded, 50%
               Outpatient Surgery      $125 Copay        Ded, 80%        Ded, 60%         Ded, 90%       Ded, 50%
           Emergency Services          $100 Copay          $100 Copay, Ded, 80%            $150 Copay, Ded, 90%
           Urgent Care                 $20 Copay        $20 Copay        Ded, 60%        $25 Copay       Ded, 50%
           Lab & X-ray                 100%, $100        Ded, 80%        Ded, 60%         Ded, 90%       Ded, 50%
                                        Complex
           LiveHealth Online           $49 Copay                $10 Copay                        $10 Copay
           Preventive Care                100%             100%          Ded, 60%           100%         Ded, 50%
           Acupuncture                 $20 Copay        $20 Copay        Ded, 60%        $25 Copay       Ded, 50%
                                                               20 Visits/Year                  20 Visits/Year
           Chiropractic                $20 Copay        $20 Copay        Ded, 60%        $50 Copay       Ded, 50%
                                      30 Visits/Year           30 Visits/Year                  30 Visits/Year
           PHARMACY BENEFITS
           Annual Deductible              None             None            None             None           None
           Retail Pharmacy
               Tier 1a                  $5 Copay         $5 Copay                         $5 Copay
               Tier 1b                 $15 Copay         $15 Copay        50% of         $15 Copay        50% of
               Tier 2                  $30 Copay        $30 Copay       Coinsurance      $30 Copay      Coinsurance
               Tier 3                  $50 Copay        $50 Copay                        $50 Copay
               Tier 4                 30% Max $250     30% Max $250                    30% Max $250
               Supply Limit             30 Days           30 Days                         30 Days
           Mail Order Pharmacy
               Tier 1a                $12.50 Copay     $12.50 Copay    Not Covered      $12.50 Copay    Not Covered
               Tier 1b                $37.50 Copay     $37.50 Copay    Not Covered      $37.50 Copay    Not Covered
               Tier 2                  $90 Copay        $90 Copay      Not Covered       $90 Copay      Not Covered
               Tier 3                  $150 Copay       $150 Copay     Not Covered      $150 Copay      Not Covered
               Tier 4                 30% Max $250     30% Max $250    Not Covered     30% Max $250     Not Covered
              Supply Limit              90 Days           90 Days          N/A            90 Days           N/A

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