Page 2 - Cal Resite Care - 2020 Open Enrollment Action Guide
P. 2

MEDICAL BENEFITS





         Below  is  a  brief  overview  of  the  benefits  available  to  you  effective  January  1,  2020.  Please  review  this
         information before making your benefit elections for the 2020 plan year. Full plan details are available on
         Ease, calrespitecare.ease.com.


         FINDING A DOCTOR                                        Kaiser Permanente           Kaiser Permanente
                                  Plan Name                            HMO 1                       HMO 2
        Network Names
        Kaiser: go to www.kp.org   Network Name                        Kaiser                       Kaiser
        and select your region. Or   Health Benefits
        call  (800) 464-4000 English
        or (800) 788-0916 for     Lifetime Maximum                    Unlimited                   Unlimited
        Spanish assistance.       Deductible (Annual)

                                   - Individual                        $5,500                       None
                                   - Family                            $11,000                      None
               ONLINE             Co-Insurance (Plan Pays)              60%                         100%
        All important healthcare   Office Visit Copay
        notifications such as      - Primary Care Physician      Deductible, $50 Copay            $30 Copay
        CHIPRA, Medicare Part D,    - Specialist Office Visit    Deductible, $50 Copay            $30 Copay
        Summary of Benefits and
        Coverage (SBCs) and       Out-of-Pocket Maximum
                                   - Individual                        $6,850                       $3,000
        Summary Plan Descriptions
        (SPDs) online. This site is    - Family                        $13,700                      $6,000
        easy to use and available   Hospitalization
        24/7.                      - Inpatient                     Deductible, 40%           $500/day, max $1,500
                                   - Outpatient                    Deductible, 40%            $250 per procedure

        Ease                      Lab and X-Ray                    Deductible, 40%                  100%
        calrespitecare.ease.com    Emergency Services              Deductible, 40%                $150 Copay
        You will receive an email
        with login instructions.    Urgent Care                  Deductible, $50 Copay            $30 Copay
                                  Preventive Care               100%, Deductible waived             100%

        SBCs: Please refer to     Pharmacy Benefits
        Summary of Benefits and   Pharmacy Deductible
        Coverage (SBC), plan       - Individual / Family       Health Deductible Applies            None
        summaries and carrier
                                  Retail Pharmacy
        addendums for details.
                                   - Generic Formulary                $15 Copay                   $15 Copay
                                   - Brand Name Formulary            40% to $100                  $35 Copay
                                   - Supply Limit                      30 Days                     30 Days
        Medicare Part D: Our drug
        plans for both HMO plans   Mail Order Pharmacy
        are creditable.            - Generic Formulary                $30 Copay                   $30 Copay
                                   - Brand Name Formulary            40% to $100                  $70 Copay
                                   - Supply Limit                     100 Days                     100 Days
















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