Page 2 - Catasys Benefit Guide 2020-2021
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Important Information
Welcome to Your The Affordable Care Act and You
Catasys Benefits! The Affordable Care Act (ACA) requires applicable large employers
to make affordable coverage available to their employees or risk
paying a penalty. Although the individual mandate is no longer
effective beginning January 1, 2019, it is important that you
This guide provides a summary of your benefit options and understand your options for health insurance coverage. You may
is designed to help you make choices and enroll for consider these options below:
coverage. If you would like more information about any of
the benefits described here, please contact the Human • Enroll in a medical plan offered by Catasys or another
Resources Department. group plan
• Purchase coverage through a health insurance
marketplace
Contents • Enroll in coverage through a government-sponsored
program if eligible
Important Information ………………………………….. 2
Enrollment Information ………………………………… 3 Because Catasys’ medical plans are considered affordable and meet
minimum value under the Affordable Care Act, you will not
Medical Insurance ………………………………………… 4-9 generally see lower premiums or out-of-pocket costs through the
marketplace. In addition, employer contributions to your medical
Dental & Vision Insurance ……………………………. 10-11
benefits will be lost if you choose to purchase coverage through the
Employee Assistance Program ……………………… 10 marketplace, and your portion of medical premiums will no longer
be paid via payroll deductions on a pre-tax basis.
Life and AD&D Insurance .……………………………… 12
Disability Insurance………………………………………… 12
401(K) Retirement………………………………………… 13 Stay in the know on the ACA
To learn more about the ACA, visit
Flexible Spending Accounts …………………………… 13 www.healthcare.gov
Voluntary Supplemental Benefits …………………. 14
College Tuition Program………………………………… 14
Annual Notices
Travel Assistance Program …………………………… 14
ERISA and various other state and federal laws require that
Legal Shield …………………....…………………………… 14
employers provide disclosure and annual notices to their plan
Online Discount Programs ……………………………. 15 participants. The following is a list of the annual notices:
Online Enrollment ………………………………………… 16
Medicare Part D Notice of Creditable Coverage
HIPAA Notice of Privacy Practices
Holiday, Vacations & Sick Leave …………………… 17-18
Women's Health and Cancer Rights Act (WHCRA)
Resources and Contacts ………………………………… 20 Newborns’ and Mothers’ Health Protection Act
Special Enrollment Rights
Medicaid & Children’s Health Insurance Program
Catasys will distribute all federally required annual notices upon
hire and during each annual open enrollment period.
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