Page 3 - Catasys Benefit Guide 2020-2021

Enrollment Information

Who May Enroll Changes To Enrollment
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If you are a regular full‐time employee working at least 30 Our benefit plans are effective July 1 through June 30 of each year.
hours per week, you and your eligible dependents may There is an annual open enrollment period each year, during which
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participate in Catasys’ benefits program. Your eligible you can make new benefit elections for the following July 1 effective
dependents include: date. Once you make your benefit elections, you cannot change them
 Legally married spouse during the year unless you experience a qualifying event as defined by
 Registered domestic partner the IRS. Examples include, but are not limited to the following:
 Children under age 26 regardless of student or marital
status  Marriage, divorce, legal separation or annulment
 Birth or adoption of a child
When You Can Enroll  A qualified medical child support order
 Death of a spouse or child
As an eligible employee, you may enroll at the following  A change in your dependent’s eligibility status
times:  Loss of coverage from another health plan
 As a new hire, you may participate in the company’s  Change in your residence or workplace (if your benefit options
benefits program on the first day of the month following
change)
your date of hire
 Employees have 30 days from date of hire to enroll  Loss of coverage through Medicaid or Children’s Health Insur‐
ance Program (CHIP)
 Each year, during open enrollment  Becoming eligible for a state’s premium assistance program
 Within 30 days of a qualifying event as defined by the under Medicaid or CHIP
IRS (see Changes To Enrollment)

Coverage for a new dependent is not automatic. If you experience
Paying For Your Coverage a qualifying event, you have 30 days to update your coverage.

The Basic Life/AD&D, Short Term Disability, Long Term Please contact the Human Resources Department immediately to
Disability, Employee Assistance Program and Travel complete the appropriate election forms as needed. If you do not
Assistance benefits are provided at no cost to you and are update your coverage within 30 days from the qualifying event,
paid entirely by Catasys. You and the company share in you must wait until the next annual open enrollment period to
the cost of the Medical and Dental benefits you elect. Any update your coverage.
Vision and Voluntary Life/AD&D benefits you elect will be
paid by you at discounted group rates. Your Medical, Video – Learn About Medical Plan
Dental, and Vision contributions are deducted before Terms
taxes are withheld which saves you tax dollars. Paying for Medical plan terms, such as deductibles, co‐
benefits before‐tax means that your share of the costs pays, coinsurance and out-of-pocket maximums,
are deducted before taxes are determined, resulting in
more take‐home pay for you. As a result, the IRS requires can sometimes be confusing. For a quick video
that your elections remain in effect for the entire year. that shows how these work, visit http://
You cannot drop or change coverage unless you video.burnhambenefits.com/terms
experience a qualifying event.

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