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This benefit brochure is intended to answer some of the basic questions you may have about your benefits.
Of course, a brief summary such as this cannot include all of the details of a particular program.

Please refer to your plan documents and supporting literature for complete information, and more detailed
explanations as to coverage, limitations and exclusions. Take time to review all documents and related
materials, as it is extremely important that you know and understand your benefit options. If there is any
conflict between the wording of this booklet and the wording of the official plan documents, the plan
documents will always govern.

Important Information …………………………...………………………………………………………………………………………. 3

Enrollment Information ………………………………..…………………………………………………………………………………. 4
Team Member Contributions…………..………………………………………………………………………………………………. 5

Medical Insurance……………………………………………………………………………………………………………………………. 6
Telemedicine... ……………………………………………………………………………………………………………………………….. 8

NurseHelp 24/7………………………………………………...…………….………………………………………………………………. 9
Wellness Discount Program……………………………………………………………………………………………………………… 9

Wellvolution…..………………………………………………………………………………………………………………………………... 10

Health Advocate...……………………………………………………………………………………………………………………………. 10
Tips for Using Medical Benefits………………………………………………………………………………………………………... 11

Dental Insurance ..………………………………….............................................................................................. 12

Vision Insurance………………….. .…………………………………………………………………………………………………………. 13
Employee Assistance Program..………………………………………………………………………………………………………… 13

Life and AD&D Insurance ……………………………………………........................................................................ 14
Disability Insurance………... ………………………………………..…………………………………………………………………….. 15

Flexible Spending Account ……….………..……………………………………………………………………………………………. 16

Voluntary Benefits …………………………………………………………………………………………………………………………… 17

401(k) Retirement …….…………………………………………………………………………………………………………………….. 18

Resources and Contacts……..……………………………………………………………………………………………………………. 19

Take advantage of the online resources available through our insurance carriers.
You can locate network providers, manage your claims, obtain health and wellness
information, and much more! Insurance carrier website addresses are located on
page 19 of this guide.

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