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Employee Only                               $16.60                  $32.38                  $99.19
         Employee + 1 Dependent                     $127.16                 $161.89                 $308.89
         Employee + Family                          $187.06                 $232.03                 $422.47



         Employee Only                                      $1.17                              $16.10
         Employee + 1 Dependent                             $4.44                              $40.74
         Employee + Family                                  $8.09                              $66.69



         Employee Only                                                        $0.61
         Employee + 1 Dependent                                               $2.43
         Employee + Family                                                    $4.23



         Basic Life Insurance                                      Paid entirely by Arrowhead
         Basic AD&D Insurance                                      Paid entirely by Arrowhead
         Short Term Disability                                         Paid entirely by you
         Long Term Disability                                      Paid entirely by Arrowhead
         Voluntary Life / AD&D                                         Paid entirely by you



         Accident Indemnity Advantage                                  Paid entirely by you
         Cancer Care Plan                                              Paid entirely by you
         Specified Health Event Protection                             Paid entirely by you
         Hospital Advantage                                            Paid entirely by you



         Employee Assistance Program                               Paid entirely by Arrowhead
         Health Advocate                                           Paid entirely by Arrowhead




         Medical,  dental  and  vision  premium  contribution  amounts  are  governed  by  Section  125  of  the  Internal
         Revenue  Code.  Arrowhead  Credit  Union  Section  125  Cafeteria  Plan  allows  health-related  premium
         contributions to be taken out of your paycheck on a pre-tax basis.














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