Page 6 - Cylance EE Guide 01-19 All Employees
P. 6

BENEFITS





         Medical Insurance


                                                    Kaiser Permanente                    Anthem Blue Cross
         Plan Name                                  HMO (CA EEs Only)                            EPO
         Network Name                                 Kaiser Permanente                    Prudent Buyer PPO
         Health Benefits

         Lifetime Maximum                                Unlimited                             Unlimited
         Deductible (Annual)
          - Individual                                      $0                                  $100
          - Family                                          $0                                  $200


         Co-Insurance (Plan Pays)                          100%                                  90%
         Office Visit Copay
          - Primary Care Physician                       $20 Copay                            $15 Copay
          - Specialist Office Visit                      $35 Copay                            $30 Copay
         Out-of-Pocket Maximum
          - Individual                                     $1,500                               $3,500
          - Family                                         $3,000                               $7,000

         Hospitalization
          - Inpatient                                    $250 Copay                         Deductible, 10%
          - Outpatient                                   $35 Copay                          Deductible, 10%
         Lab and X-Ray
          - Diagnostic                                     100%                               $15 Copay
          - Complex                                        100%                             Deductible, 10%
         Emergency Services                              $100 Copay                    Deductible, $150 Copay, 10%
         Urgent Care                                     $20 Copay                            $15 Copay
         Preventive Care                                 No Charge                            No Charge

         Chiropractic                                    $15 Copay                            $15 Copay
                                                        20 Visits/Year                       30 Visits/Year
         Pharmacy Benefits

         Pharmacy Deductible                                $0                                   $0
         Retail Pharmacy
          - Tier 1                                   Generic: $10 Copay                       $10 Copay
          - Tier 2                                  Brand Name: $35 Copay                     $30 Copay
          - Tier 3                                          N/A                               $50 Copay
          - Tier 4                                   20% Max $150 Copay                   30% Max $350 Copay
          - Supply Limit                                  30 Days                              30 Days

         Mail Order Pharmacy
          - Tier 1                                   Generic: $20 Copay                       $25 Copay
          - Tier 2                                  Brand Name: $70 Copay                     $90 Copay
          - Tier 3                                          N/A                               $150 Copay
          - Tier 4                                          N/A                          30% Max $350 Copay*
          - Supply Limit                                  100 Days                             90 Days

         *Tier 4 mail order supply limit is 30 days.
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