Page 8 - Aspiration Partners Employee Benefits Guide – National
P. 8

Anthem Blue Cross                        Anthem Blue Cross
         Plan Name                             Classic PPO 750                        Solution PPO 5500
                                      Prudent Buyer                           Prudent Buyer
         Network Name                       PPO           Non-Network               PPO           Non-Network

         Health Benefits
         Lifetime Maximum Benefit                  Unlimited                                Unlimited
         Calendar Year Deductible
          - Individual                       $750             $2,250               $5,500             $16,500
          - Family                         $2,250             $6,750              $11,000             $33,000
         Out-of-Pocket Maximum
          - Individual                     $5,000             $15,000              $7,350             $22,050
          - Family                         $10,000            $30,000             $14,700             $44,100
         Coinsurance (Plan Pays)            80%                60%                  70%                 50%
         Office Visit Copay
          - Preventive Care              No Charge        Deductible, 40%        No Charge        Deductible, 50%
          - Primary Care Physician       $30 Copay        Deductible, 40%        $30 Copay        Deductible, 50%
          - Specialist                   $50 Copay        Deductible, 40%        $50 Copay        Deductible, 50%
          - Urgent Care                  $30 Copay        Deductible, 40%        $30 Copay        Deductible, 50%
         Hospitalization
          - Inpatient                  Deductible, 20%   Deductible, 40%*     Deductible, 30%     Deductible, 50%
          - Outpatient Surgery         Deductible, 20%   Deductible, 40%*     Deductible, 30%     Deductible, 50%
         Lab and X-Ray
          - Diagnostic                 Deductible, 20%    Deductible, 40%     Deductible, 30%     Deductible, 50%
          - Complex                    Deductible, 20%   Deductible, 40%*     Deductible, 30%     Deductible, 50%
         Emergency Services
                                          Deductible, $150 Copay, 20%              Deductible, $150 Copay, 30%

         Chiropractic                    $30 Copay        Deductible, 40%        $30 Copay        Deductible, 50%
                                            Max 30 Visits/Plan Year                  Max 30 Visits/ Plan Year
         Pharmacy Benefits
         Pharmacy Deductible
          - Individual                                $0                                       $0
          - Family                                    $0                                       $0
         Retail Pharmacy
          - Generic (1a/1b)               $5 / $20          50% to $250           $5 / $20          50% to $250
          - Brand Name Formulary            $30             50% to $250             $40             50% to $250
          - Brand Non-Formulary             $50             50% to $250             $60             50% to $250
          - Supply Limit                   30 days            30 days             30 days             30 days
         Mail Order Pharmacy
          - Generic (1a/1b)             $12.50 / $50        Not covered         $12.50 / $50        Not covered
          - Brand Name Formulary            $90             Not covered            $120             Not covered
          - Brand Non-Formulary             $150            Not covered            $180             Not covered
          - Supply Limit                   90 days              n/a               90 days               n/a

         *Out-of-Network limits apply
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