Page 2 - Palomar EE Guide 01-19 FINAL

Healthy, Wealthy & Wise

Healthy, Wealthy & Wise

Introduction ……………………………………………………….. 3

Eligibility …………………………………………………………….. 4
Health & Wellness
• Medical Benefits ………………………………………….. 5

• Pharmacy Benefits ……………………………………….. 10
• Chiropractic and Acupuncture Services ………… 11

• Additional Sharp Health Plan Services ………….. 11
• Wellness ………………………………………………………. 12
• Employee Assistance Program (EAP) ……………. 13

• Employee Discounts …………………………………….. 13
• Vision Care …………………………………………………… 14

• Dental Benefits …………………………………………….. 15
Financial Wellness
• Life Insurance ……………………………………………….. 16

• Disability Insurance ………………………………………. 17
• Additional Lincoln Financial Services ..…………… 18

• Flexible Spending Accounts ………………………….. 19
• Retirement …………………………………………………… 20
• Prepaid Legal ……………………………………………….. 22

• Compensation ………………………………………………. 22
• Income Protection ……………………………………….. 23

• Programs To Enhance Financial Well-Being ….. 23
• Personal Time Off (PTO) ……………………………….. 24
• Voluntary Benefits ……………………………………….. 24

• Your Professional Development …………………… 26
• Rewards and Recognition …………………………….. 26

Resources and Contacts ……………………………………... 27

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