Page 3 - Palomar EE Guide 01-19 FINAL

Introduction

Welcome
Palomar Health is pleased to present our 2019 Benefits Brochure “Healthy, Wealthy & Wise.” We appreciate your dedication to making
Palomar Health an award-winning hospital district, and we are committed to protecting your health and your financial future by providing
valuable resources so you can make healthy, wealthy & wise benefit choices to achieve the best lifestyle for you and your family.

Benefits are a valuable part of the Palomar Health’s total compensation philosophy, as they are a significant portion of your compensation
and may equal up to an additional 40% of your salary. Your benefit needs may vary from year to year and may also differ from the needs of a
co-worker. This 2019 Benefits Brochure is designed to meet your changing needs and gives you the ability to be informed and alter your
elections, if necessary, after a life event or during each annual open enrollment period. That’s why taking the time to read this information is
important. Please review this brochure carefully to discover the generous health plans being offered, ways to secure and protect your
financial welfare and the opportunities to enhance your professional development that Palomar Health makes available to you, our valued
employee.

Healthy Benefit Choices Palomar Health encourages your growth and professional
Being healthy is an important part of the Palomar Health culture. As development by making numerous programs and educational
a healthcare organization, we must live, instruct and be a positive opportunities available to you, including certification renewal,
example of healthy behaviors and work/life balance for ourselves, leadership development, tuition reimbursement and continuing-
our family, our patients, and the communities we serve. Palomar education seminar funds. These are offered in a culture of rewards
Health’s support for health and wellness begins with comprehensive and recognition where you are acknowledged for your work and
medical, dental and vision insurance plans, with an emphasis on effort.
preventive care and screening. Our objectives are to keep our
healthy people healthy, improve the health of those who are at risk,
and stabilize those who are already sick. Through screenings and
education, we hope to identify and reduce preventable health risks
and avoid or delay illness. Palomar Health’s investment in wellness
education and activities is to motivate employees to adopt healthier
lifestyles and to help meet specific personal health and wellness
goals. Palomar Health employees are provided with personal time Health Care Reform
off for vacations and a variety of services to meet those goals.
Many important provisions under the Affordable Care Act
Wealthy Decisions (ACA) are effective that may have an impact on your benefits.
We pledge to communicate any changes or new provisions
Financial well-being is presented by a combination of competitive
and fair wages, a high deductible health plan for those that required to be implemented that may impact you and your
underutilize their health insurance, credits for those that have covered family members.
medical coverage outside of Palomar Health, generous retirement
plans, income protection and additional programs to enhance your For more information, go to www.healthcare.gov.
overall financial wellness.

Wise Actions

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