Page 6 - Arktura EE Guide 12-17 - Final Sent 11.3.17
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BENEFITS





         MEDICAL INSURANCE



                                             BLUE SHIELD                 KAISER                   BLUE SHIELD
         PLAN NAME                      SILVER TRIO ACO HMO           SILVER 70 HMO             GOLD HMO 500
         Network Name                            Trio                   Kaiser Only                 Access+
         Health Benefits

         Lifetime Maximum                     Unlimited                  Unlimited                 Unlimited
         Deductible (Annual)
          - Individual                          $1,700                    $1,000                     $500
          - Family                              $3,400                    $2,000                     $1,000

         Co-Insurance (You Pay)                  40%                       30%                        20%
         Office Visit Copay
          - Primary Care Physician            $55 Copay                 $50 Copay                  $35 Copay
          - Specialist Office Visit           $85 Copay                 $50 Copay                  $55 Copay
         Out-of-Pocket Maximum
          - Individual                          $6,800                    $6,750                     $5,600
          - Family                             $13,600                   $13,500                    $11,200

         Hospitalization
          - Inpatient                          Ded, 40%                  Ded, 30%                   Ded, 20%
          - Outpatient                         Ded, 40%                  Ded, 30%                   Ded, 20%
         Lab and X-Ray (Complex)         $55 Copay (Ded, $250)      $50 Copay (Ded, 30%)      $50 Copay (Ded, $250)

         Emergency Services                Ded, $275 Copay               Ded, 30%                Ded, $250 Copay
         Urgent Care                          $55 Copay                 $50 Copay                  $35 Copay
         Preventive Care                      No Charge                 No Charge                  No Charge
         Chiropractic                         $15 Copay                 $15 Copay                  $15 Copay

                                             15 Visits/Year            20 Visits/Year             15 Visits/Year
         Pharmacy Benefits

         Pharmacy Deductible
          - Individual                          $275                       $200                      None
          - Family                              $550                       $400                      None

         Retail Pharmacy
          - Generic Formulary                 $15 Copay                 $25 Copay                  $15 Copay
          - Brand Name Formulary              $55 Copay                 $50 Copay                  $30 Copay
          - Non-Formulary                     $75 Copay                 $50 Copay                  $50 Copay
          - Supply Limit                       30 Days                    30 Days                   30 Days
         Mail Order Pharmacy
          - Generic Formulary                 $30 Copay                 $50 Copay                  $30 Copay
          - Brand Name Formulary              $110 Copay                $100 Copay                 $60 Copay
          - Non-Formulary                     $150 Copay                $100 Copay                 $100 Copay
          - Supply Limit                       90 Days                    90 Days                   90 Days







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