Page 7 - Arktura EE Guide 12-17 - Final Sent 11.3.17
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BENEFITS





         MEDICAL INSURANCE



                                                       BLUE SHIELD                           BLUE SHIELD
         PLAN NAME                                  GOLD PPO 750/20                     PLATINUM PPO 150/15
         Network Name                           Full PPO         Non-Network           Full PPO       Non-Network
         Health Benefits

         Lifetime Maximum                                Unlimited                             Unlimited
         Deductible (Annual)
          - Individual                            $750             $1,500               $150              $300
          - Family                               $1,500            $3,000               $300              $600

         Co-Insurance (You Pay)                   20%               40%                 10%               40%
         Office Visit Copay
          - Primary Care Physician             $20 Copay          Ded, 40%            $15 Copay         Ded, 40%
          - Specialist Office Visit            $35 Copay          Ded, 40%            $30 Copay         Ded, 40%

         Out-of-Pocket Maximum
          - Individual                           $6,500            $10,000             $3,000            $8,000
          - Family                              $13,000            $20,000             $6,000           $16,000
         Hospitalization
          - Inpatient                           Ded, 20%          Ded, 40%            Ded, 10%          Ded, 40%
          - Outpatient                          Ded, 20%          Ded, 40%            Ded, 10%          Ded, 40%

         Lab and X-Ray                          Ded, 20%          Ded, 40%            Ded, 10%          Ded, 40%
         Emergency Services                         Ded, $100 Copay, 20%                  Ded, $100 Copay, 10%
         Urgent Care                           $20 Copay         Not Covered          $15 Copay        Not Covered

         Preventive Care                       No Charge         Not Covered          No Charge        Not Covered
         Chiropractic                             50%               50%                 50%               50%

                                                       12 Visits/Year                        12 Visits/Year
         Pharmacy Benefits
         Pharmacy Deductible
          - Individual                            $200               N/A                None              N/A
          - Family                                $400               N/A                None              N/A

         Retail Pharmacy
          - Generic Formulary                  $10 Copay         Not Covered          $5 Copay         Not Covered
          - Brand Name Formulary               $30 Copay         Not Covered          $30 Copay        Not Covered
          - Non-Formulary                      $50 Copay         Not Covered          $50 Copay        Not Covered
          - Supply Limit                         30 Days             N/A               30 Days            N/A
         Mail Order Pharmacy
          - Generic Formulary                  $20 Copay         Not Covered          $10 Copay        Not Covered
          - Brand Name Formulary               $60 Copay         Not Covered          $60 Copay        Not Covered
          - Non-Formulary                      $100 Copay        Not Covered         $100 Copay        Not Covered
          - Supply Limit                         90 Days             N/A               90 Days            N/A





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